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Digital banking [1]

Paper Code: 
SBFS 302
Credits: 
4
Contact Hours: 
60.00
Max. Marks: 
100.00
Objective: 

To familiarize the students with the digital banking aspects such as e- payments, gateways, crowd funding, etc.

12.00
Unit I: 
Overview of Electronic Commerce

Introduction to Electronic Commerce–Internet and Transactional Security–Infrastructure for Electronic Commerce. Money and Payment Systems: Instruments of payment systems–Dematerialized currencies–Transactional properties of Dematerialized currencies.

12.00
Unit II: 
Digital Money

A Brief History of Financial Innovation, Digitization of Financial Services, Meaning of Financial Technology, Aspects of Financial Technology, Concept of Insurtech, Role of Insurtech
• Digital Money–Building blocks–Digi Cash (Ecash)–Net cash. Security of Integrated Circuit Cards: Smart cards and their applications–Multi application smart cards–Limits on security

12.00
Unit III: 
E-Payments and Payment Gateway

E-Payments
Definition, digital token based e-payment system, types of E-Payment systems, Popular Electronic Payment Instruments, Risk and Issues related to e-payment system
• Payment gateways: Meaning, payment Gateways in India

12.00
Unit IV: 
Security and legal Aspects of E-Commerce

Threats to E- Commerce, measures to ensure security; Cryptography, digital signature and certificates, certification authority, SSL, malware, firewall
Objectives and main provisions of Information Technology Act 2008

12.00
Unit V: 
Digital Finance

Crowd funding – Regards, Charity and Equity
Regulations and Policies Balance between regulation and innovation: using financial technology, digital currencies like bitcoin and block chain, Risk Management in Digital Financial Services, Fraud Management in Digital Financial Services

Essential Readings: 

• T.N. Chhabra, R.K.Suri “E-Commerce new vistas for business” Dhanpat Rai & Co.
• Sanjeeb Kumar Dey, Manoj Kumar Behera, Ashutosh Prayas Dash “ An Introduction to E-Commerce”, VK Global Publications Pvt. Lmt.
• Mostafa Hashem Sherif,Protocols for Secure Electronic Commerce,CRCPress, Second Edition.
• StallingW., “Network Security Essentials”, Pearson 3.CharlesP.P fleeger,Shari Lawrence P fleeger,“Security in Computing”,Fourth Edition,2006.
• KurtBauknecht,SanjayK.Madria,Günther Pernul,Electronic Commerce and Web Technologies, Lecture Notesin Computer Science, August 27, 2001
• Weidong Kou,Payment Technologies for E-Commerce,Springer,December1, 2010.
• E-BusinessR (Evolution)-Daniel Amor(Pearson Edude)

Academic Year: 
2022-2023 [2]

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Source URL: https://finance.iisuniv.ac.in/courses/subjects/digital-banking

Links:
[1] https://finance.iisuniv.ac.in/courses/subjects/digital-banking
[2] https://finance.iisuniv.ac.in/academic-year/2022-2023