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Money and Banking [1]

Paper Code: 
CFSG 403
Credits: 
4
Contact Hours: 
60.00
Max. Marks: 
100.00
Objective: 

The students will be enabled to comprehend money, banking functions, banker-customer relations, innovative banking, negotiable instruments, and banking regulations

Course Outcomes: 

Course

Learning outcome (at course level)

Learning and teaching strategies

Assessment Strategies

Course Code

Course Title

 

 

 

 

 

 

 

 

 

 

 

 

 

25CFSG

403

 

 

 

 

 

 

 

 

 

 

 

 

Money and Banking (Theory)

CO 103: Evaluate the importance of money, near money instruments, and principles of note issue.

CO 104:Comprehend factors affecting money demand and supply, and evaluate the central bank's monetary policy measures.

CO105:Develop knowledge about the Indian banking system, products, services, and third-party offerings.

CO 106:Differentiate between innovative banking channels and select appropriate payment mechanisms for fund transfer.

CO 107:Analyze negotiable instruments in banking and their role in fund transfer and debt obligation discharge.

CO 108:Contribute effectively in course-specific interaction

Approach in teaching: Interactive Lectures, Discussion, Tutorials, PowerPoint presentations.

Learning activities for the students: Self-learning Assignments, , Seminar, presentations.

CA tests, Semester end examinations, Quiz, Assignments, Presentation.

   
   
   

 

Money (12 Hours)
• Meaning, Types, Functions, Importance, and Evils of Money.
• Money and a Near Money- comparison.
• Concept of Velocity and Value of Money.
• Measurement of change in the value of money.
• Central Bank- Structure, organization, and Functions of RBI
• Practical: Create a presentation exploring money's functions and the RBI's role, with group discussions on its significance in the economy

12.00

Demand for and Supply of Money (12 Hours)
• Factors affecting the demand for money.
• Supply of Money- Determinants of Supply of Money.
• RBI’S measure of the money stock. Narrow Money and Broad Money,
• New monetary aggregates, Liquidity aggregates.
• Monetary Policy of India
• Practical: Make a report analyzing factors influencing money demand and supply, presenting findings and policy recommendations

12.00

Demand for and Supply of Money (12 Hours)
• Factors affecting the demand for money.
• Supply of Money- Determinants of Supply of Money.
• RBI’S measure of the money stock. Narrow Money and Broad Money,
• New monetary aggregates, Liquidity aggregates.
• Monetary Policy of India
• Practical: Make a report analyzing factors influencing money demand and supply, presenting findings and policy recommendations

Banker- Customer Relationship and Innovative Banking (12 Hours)

• Types of relationships,
• Banker’s rights and duties, garnishee order.
• Innovative Banking –Meaning, Significance and Features
• Channels of Banking - ATM, internet, mobile, phone banking, POS
• Payment mechanism of Banks - cheques, demand drafts, plastic cards NEFT, RTGS, IMPS, SWIFT, ECS, payment wallets
• Practical: Explore innovative banking channels through hands-on activities or demonstrations

Negotiable Instruments and Banking Regulation Act (12 Hours)

• Promissory note, Bills of Exchange, and Cheque. - Concept, Feature, Parties, and Types.
• Endorsement – Meaning and Types.
• Presentment and acceptance: - Meaning, Purpose (acceptance, sight & Payment) Time, and place of Presentment.
• Banking Regulation Act: An overview
• Practical: Engage in interactive discussions on negotiable instruments and the Banking Regulation Act, relating concepts to real-world banking scenarios.

Essential Readings: 

• D.M. Mithani, Mone , Banking, International trade and Public Finance
• T R Jain Money and Banking, V K Global Publication Pvt Ltd
• Tandon and Mathur Money and Banking Shivam Publication, Jaipu
• P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi

Suggested Readings:

• Mithani.D.M, Money,Banking,International Trade and Public Finance., Himalayan Publication, New Delhi
• B.S. Khubehandani, Practice and Law of Banking, MacMillian India Limited
• Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.

References: 

• https://rbi.org.in/Scripts/AnnualPublications.aspx?head=Report%20on%20Cu [2]...(RBI Report on Currency & Finance, various issues)
• Websites: https://www [3] .rbi.org.in/ (RBI)
• https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=53113 [4] (Various latest issues of RBI Bulletins)
• https://www.pdfdrive.com/monetary-economics-books.html [5]
• https://www.pdfdrive.com/monetary-economics-e38141688.html [6]
• https://www.pdfdrive.com/money-and-banking-textbook-books.html [7]

Reference Journals:
• Journal of Money, Credit and Banking
• The Review of Economic Studies
• Journal of Monetary Economics
• International Journal of Monetary Economics and Finance

Academic Year: 
2025-2026 [8]

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Source URL: https://finance.iisuniv.ac.in/courses/subjects/money-and-banking-1

Links:
[1] https://finance.iisuniv.ac.in/courses/subjects/money-and-banking-1
[2] https://rbi.org.in/Scripts/AnnualPublications.aspx?head=Report%20on%20Cu
[3] https://www
[4] https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=53113
[5] https://www.pdfdrive.com/monetary-economics-books.html
[6] https://www.pdfdrive.com/monetary-economics-e38141688.html
[7] https://www.pdfdrive.com/money-and-banking-textbook-books.html
[8] https://finance.iisuniv.ac.in/academic-year/2025-2026