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Admissions

It is a University which is committed to excellence and overall development of the student and one where talent is nurtured and honed in the best possible manner. Come, be a part of our never-ending journey of accomplishments and accolades.

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Placements

Excellent education not only imparts knowledge, but also paves the way for a promising and successful career. The Placement Cell at The IIS University has numerous success stories to narrate in this regard...

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Life@IIS Univ

Life @ IISU is nothing less than a kaleidoscope of myriad hues; complete with vibrant events and memorable occasions to cherish for a lifetime.

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Academics

Taking the age-old tradition of enlightenment through education forward, The IIS University - in its continuous pursuit of excellence - firmly believes that an institution’s academic profile determines its worth and value. Therefore, on offer are a wide variety of both conventional and contemporary programmes of study.

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Research

To stimulate curiosity and cater to the global needs of a dynamic education, The IIS University - since inception - has been promoting and encouraging research-based experiential learning among all its students.

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About Us

The IIS University, with its perfect amalgamation of innovation, inspiration and synergy, aims to be a model institution for students across disciplines and programmes.

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IIS Univ
  • Admissions

    It is a University which is committed to excellence and overall development of the student...

  • Placements

    Excellent education not only imparts knowledge, but also paves the way for...

  • Life@IIS Univ

    Life @ IISU is nothing less than a kaleidoscope of myriad hues; complete with...

  • Academics

    Taking the age-old tradition of enlightenment through education forward,...

  • Research

    To stimulate curiosity and cater to the global needs of a dynamic education,...

  • About Us

    The IIS University, with its perfect amalgamation of innovation, inspiration...

IIS (Deemed to be University)

Gurukul Marg, SFS, Mansarovar, Jaipur 302020, (Raj.) India

Phone:- +91-141-2400160-61, 2397906-07,

Fax: 2395494,2781158, Toll Free No.: 1800 180 7750

Banking Laws and Practices | Financial Studies

Banking Laws and Practices

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Paper Code: 
BIE 231
Credits: 
4
Contact Hours: 
60.00
Max. Marks: 
100.00
Objective: 

The course will give knowledge inputs to the candidates and expose them to the operational process and modern banking environment

12.00
Unit I: 
Introduction to banking system of India

Evolution of Banking and its history in India.Structure and function of Banking Institutions—The different types of Banks viz. Central Bank, Commercial Bank, Co-operative Banks, Specialized Banks, Regional Rural Banks (RRBs)Systems of Banking: Unit banking, branch banking, group banking and chain banking

12.00
Unit II: 
Regulatory Framework

Banking Regulation Act, 1949, RBI Act 1934, prevention of money laundering ACT 2002

12.00
Unit III: 
Banking related laws

Securitization And Reconstruction Of Financial Assets And Enforcement Of Security Interest, Act 2002 [SARFAESI], Recovery Of Debts Due To Banks And Financial Institutions Act 1993 [DRT ACT]  Banking ombudsman Scheme 2002, BASEL ACCORDS

12.00
Unit IV: 
Banker-Customer Relationship

Meaning of ‘Banker’& ‘Customer’, General & Special features of their relationship, Their rights and duties. special type of customers, Legal character of Banker – Customer relationship, principles of lending, Concept of KYC.

12.00
Unit V: 
Electronic Banking

Electronic banking and IT in banks:IT and Communication Systems – Important features ,Communication Networks in Banking System, Automated Clearing Systems , Clearing House Inter-bank Payment System (CHIPS) , Internet Banking ,Core Banking Solutions (CBS) Computerization of Clearing of Cheques , Cheque Truncation System (CTS)

Role of Central Bank In Payment Mechanism: RBI – Payments and settlements System , Digital Certificate and Digital Signature ,

Cyber Crimes and Fraud Management : Cyber Crimes ,Classification of Cyber Crimes ,Financial Crimes , Integrated Communication Network for Banks Security and Control Systems , Information System Security (ISS) , Information Technology Act, 2000

 

Essential Readings: 
  • Study material –Banking Law and Practice , Module 3  ICSI.
  • Legal Aspects of Banking Operations, Macmillian(India) Limited, New Delhi
  • Practice and law of banking, Macmillian(India)limited, New Delhi
  • Khan, Masood Ahmed,Banking in India, Anmol Publication, New Delh

 

References: 

N.Kumar & R. Mittal,Banking Law & Practice, Anmol publication, New Delhi

Academic Year: 
2019-2020
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