FINANCIAL SERVICES

Paper Code: 
CBFS 202
Credits: 
4
Contact Hours: 
60.00
Max. Marks: 
100.00
Objective: 

The course will enable the students to understand the functioning of various financial services such as Mutual Funds, Leasing, Venture Capital, Merchant Banking, credit and debit cards, etc.

Course Outcomes: 

 

 

Course

 

 

Learning outcome (at course level)

Learning  and Teaching Strategies

Assessment Strategies

Course Code

 

 

Course Title

CBFS202

 Financial Services

 (Theory)

 
  1. Familiarize themselves with the workings of financial services and gain knowledge of different innovative financial instruments.
  2. Evaluate the role of venture capital and mutual funds in India.
  3. Critically evaluate and comprehend the mechanism of leasing and hire purchase.
  4.  Examine the mechanism of securitization of debt and merchant banking.
  5. Examine and make judgments on various aspects of factoring services and different categories of credit cards.
  6. Contribute effectively in course-specific interaction

Approach in teaching: Blended Learning, Collaborative approach, Interactive Lectures, Discussion, Group Projects, PowerPoint presentation.

   

Learning activities for the students:

Self-learning assignments, Seminar presentations, Case Study Analysis, Brainstorming activities

 

Class tests, CA Test,

Semester end examinations, Quiz,

Evaluation of student Presentations,

 

Evaluation of Individual and group projects,

 

Assessment of Project Reports and viva voce.

 

12.00

Financial Services-
• Introduction, Scope, and importance of financial services
• Causes for Financial Innovation,
• Classification of the Financial Service Industry
• New financial products and services, Innovative financial Instruments, challenges in the financial service sector, present scenario.

12.00

Venture Capital
• concept, features, scope of venture capital,
• methods and importance of venture financing
• Guidelines for venture financing
Mutual Fund Services:
 definition, fund Unit vs share, Organization of the fund
• types of Mutual fund and significance of Mutual fund
• Reason for slow growth, future of mutual fund industry

12.00

Leasing-
• Definition, Types, Advantages & Disadvantages of lease,
• Problems faced by the lease Industry in India.
• Accounting and tax aspects of leasing.
• Legal Aspects of leasing
• Factors influencing buy/borrow or lease decision
Hire Purchase-
• Meaning, features, difference between lease and hire purchase,
• Bank credit for Hire Purchase

12.00

Merchant banking:
• concept, Merchant banks vs Commercial banks,
• Scope , problems of merchant banks,
• Services of Merchant bank in India.
• Guidelines for merchant bankers
Credit cards-
• Meaning, Types, Parties,
• Procedure, Facilities offered to cardholders
• Benefits & Demerits of credit cards.
• Prepaid instruments

12.00

Securitization of Debt-
• Meaning, Structure,
• Benefits of Securitization of debts
 Types of securities
Factoring
• Meaning, Functions, Types of Factoring, Modus Operandi, Benefits
• Factoring vs Securitisation, Factoring vs Discounting, Factoring vs. forfaiting

Essential Readings: 

• Gordan, Natrajan” Financial Markets & Management of Financial Services” Himalayan publication, New delhi
• Jain TR, Khanna OP “Indian Financial System”, VK Publication Delhi

References: 

SUGGESTED READINGS:
• Bhole. L.M. “Financial Markets and Institutions’ Tata Mc Graw Hill, New Delhi
• Vasant Desai, “Indian Financial System”, Himalayan Publication
• Gold Smith. R.W. “Financial Institutions”
• Khan M.Y “Indian Financial Theory and Practice”, Vikas Publishing House

E-RESOURCES:
• https://www.google.co.in/books/edition/Financial_Markets_Institutions_Se...
• https://www.google.co.in/books/edition/FINANCIAL_MARKETS_INSTITUTIONS_AN...

JOURNALS:
• Indian Journal of Finance
• Journal of Banking, Information Technology and Management
• https://www.springer.com/journal/10693

Academic Year: 
2023-2024
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