Financial Services

Paper Code: 
25CFSG213
Credits: 
4
Contact Hours: 
60.00
Max. Marks: 
100.00
Objective: 

The students will be enabled to understand and apply financial services concepts including venture capital, mutual funds, leasing, merchant banking, credit cards, securitization, and factoring in practical scenarios.

Course Outcomes: 

Course

Learning outcome (at course level)

Learning and teaching strategies

Assessment Strategies

Course Code

Course Title

 

 

 

 

 

 

 

 

 

 

 

 

25CFSG

213

 

 

 

 

 

 

 

 

 

 

 

 

Financial Services (Theory)

CO49:                  Familiarize themselves with the working of financial services and gain knowledge of different innovative                 financial instruments.

CO50: Evaluate the role of venture capital and mutual funds in India.

CO51:        Evaluate        and comprehend the mechanism of leasing and hire purchase. CO52: Examine and make judgement on various aspects of    factoring    services   and different categories of credit cards.

CO53: Enable the students to examine the mechanism of securitization of debt and merchant banking.

CO54: Contribute effectively in course-specific interaction

Approach            in teaching: Interactive Lectures, Discussion, Tutorials,     Practical cases Demonstration, Power              point presentation.

Learning activities for the students:

Self learning assignments, Effective questions, Seminar presentation, Live practical problems analysis

Class test, Semester end examinations, Quiz, Solving problems in tutorials, Assignments, Presentation, Individual and group projects

 

12.00
Unit I: 
Financial Services-

• Introduction, Scope, importance of financial services
• Causes for financial Innovation,
• Classification of Financial Service Industry

• New financial product and services, Innovative financial Instruments, challenges in the financial service sector, present scenario.

12.00
Unit II: 
Venture Capital and Mutual Fund Services

Venture Capital
• concept, features, scope of venture capital,
• methods and importance of venture financing
• Guidelines for venture financing
Mutual Fund Services:
 definition, fund unit vs share,Organization of the fund
• types of Mutual fund and significance of Mutual fund
• Reason for slow growth, future of mutual fund industry

12.00
Unit III: 
Leasing and Hire Purchase

Leasing-
• Definition, Types, Advantages & Disadvantages of lease
• Problems faced by lease Industry in India.
• Accounting and tax aspects of leasing.
• Legal Aspects of leasing
• Factors influencing buy/borrow or lease decision
Hire Purchase-
• Meaning,features, difference between lease and hire purchase
• Bank credit for Hire Purchase.

12.00
Unit IV: 
Merchant Banking and Credit Cards

Merchant banking:
• concept, Merchant banks vs Commercial banks,
• Scope , problems of merchant banks,
• Services of Merchant bank in India.
• Guidelines for merchant bankers
Credit cards-
• Meaning, Types, Parties,
• Procedure, Facilities offered to cardholders
 Benefits & Demerits of credit cards.
 Prepaid instruments

12.00
Unit V: 
Securitization of Debt and Factoring

Securitization of Debt-
• Meaning, Structure,
• Benefits of Securitization of debts
 Types of securities
Factoring
• Meaning, Functions, Types of Factoring, Modus Operandi, Benefits
• Factoring vs Securitisation , Factoring vs Discounting, Factoring Vs Forfaiting

Essential Readings: 

• Gordan, Natrajan” Financial Markets & Management of Financial Services” Himalayan publication, New delhi
• Bhalla V.K.-“Financial Markets &Services” Anmol Publications, Delhi

References: 

Suggested Readings:
• Srivastava R.M.-“Management of Indian Financial Institutions”Himalaya Publication, New Delhi
• Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.

• Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand& Company LTD, New Delhi
• Khan M.Y. - “Indian Financial System” Vikas Publishing house, New Delhi
• Sinha, S.L.N., “Development Banking in India”, (Madras: Institute of Financial Management and Research, 1976).
• Khan and Jain, “Financial Services,” 2nd ed. Tata McGraw Hill, 2004.

E- Content:

• https://www.google.co.in/books/edition/MANAGEMENT_OF_FINANCIAL_INSTITUTI... FjgH80sC?hl=en
• https://www.google.co.in/books/edition/Financial_Markets_Institutions_Se...
?hl=en&gbpv=1&dq=financial+markets+and+services&printsec=frontcover
• https://www.google.co.in/books/edition/FINANCIAL_MARKETS_INSTITUTIONS_AN... MBdpDwAAQBAJ?hl=en&gbpv=1&dq=financial+markets+and+services&printsec=frontcover
Reference Journals:
• Indian Journal of Finance
• https://www.journals.elsevier.com/journal-of-banking-and-finance
• Journal of Banking, Information Technology and Management
• https://www.springer.com/journal/10693

Academic Year: 
2025-2026
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