Coming soon
Indian Banking System
This course will acquaint the students with fundamental banking principles and deepen their understanding of the structure and operations of the Indian banking system.
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Course |
Learning outcome (at course level) |
Learning and teaching strategies |
Assessment Strategies |
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Course Code |
Course Title |
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24FSG321 |
Indian Banking System (Theory)
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CO 61: Critically examine the role of money and evaluate the impact of banking reforms on modern Indian economy. CO 62: Examine the objectives and functions of RBI for regulation of banks. CO 63: Distinguish the operations and functions of commercial banks and differentiate the modes of commercial banking. CO 64: Examine the concept of co-operative , rural banking and critically examine the progress of RRBs in India . CO 65: Compare and appraise relationship banking strategies for improved banker customer relationship and assess various development banking institution in India CO 66: Contribute effectively in course-specific interaction |
Approach in teaching:
Interactive Lectures, Discussion, Tutorials, Projects
Learning activities for the students:
Field activities, Presentation, Debates Case Studies, Role Playing |
Class test, Semester end examinations, Quiz, Solving Numerical problems in tutorials, Assignments, Class Presentation |
• Money in Modern Economy: Evolution of money, Functions of money in modern economy. Theories of Money- Quantity Theory of Money-Fisher’s, Cambridge Keynesian and Milton Friedman’s modern Theory.
• Banking system in India: Evolution and Functions of Banks in India, Nationalization of banks: objective, Achievements and Failures, Recent Trends in Banking System. Defects of Indian Banking System, Recent Banking Reforms (Overview of Basel II and Basel III)
• Reserve Bank of India: Evolution, Objectives , Organization Structure
• Functions-Traditional, Promotional, Credit control.
Deposit insurance Corporation, Achievements of RBI
• Commercial Banking: Present Structure and classification of banks, Credit creation by commercial banks, Role of commercial Banks in developing country.
• Modes of Commercial banking- Merits and demerits of Branch banking, Unit Banking, Correspondent banking System, Group Banking, Mixed banking, Social Banking, Innovative Banking
• An Overview of Small Finance banks, payment banks, Chain Banking, Deposit Banking, Narrow Banking, Universal Banking, Corporate banking.
• Co-Operative Banking: Commercial banks Vs. Cooperative banks, Structure of Cooperative Banking system in India-Primary Agricultural Societies, Central Co-operative banks , State Cooperative banks ,Urban cooperative banks, Land development Banks
• Rural Banking: Regional rural Banks (RRBs): Organization, Function, Progress, problems faced By RRBs, suggestions for improvement.
• Development Banks : Development banks In India-IFCI,IDBI,,SIDBI,EXIM,SFC
• Relationship Banking: Introduction, Features, Process of Developing Relationship with Customers, Formulating Relationship Banking Strategy.
1. P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi
2. B.S. Khubehandani, Practice and Law of Banking, MacMillian India Limited
3. Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
4. Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand& Company LTD, New Delhi
5. L.M.Srivastava and Divya Nigam- “ Management of Indian Financial Institutions”, hihalaya Publishing House
1. Davar S.R., Banking Law & Practice, Vikas Publishing House, Delhi
2. Shrivastava P.K.,Banking Law & Practice, Himalaya Publishing House, Bombay
3. TannanM.L.,Banking Law and Practice, Indian Law House, Delhi
4. Bhole, L. M., Financial Markets and Institutions, Tata McGraw Hill, Delhi.
5. Ghosh, D ., Banking Policy in India, Allied Publications, Delhi.
E-Resources
1. World Ebook Library
2. https: //courses.lumenlearning.com/boundless-economics/
3. https: //censusindia.gov.in/
4. https: //fincomindia.nic.in/
5. http:/ /www.niti.gov.in/
6. https: //finmin.nic.in/
7. https: //www.rbi.org.in/
8. FIIB Business Review- http:// sagepub.com
9. Vikalpa : http:// sagepub.com
10. Directory of Open Access Journals
11. Bankquest, Indian Institute of Banking and Finance
12. Journal of Money, Credit and Banking
