Coming soon
Indian Banking System
The course will enable the students to acquaint themselves with the fundamentals of banking and enrich their knowledge of the structure and operations of the Indian banking system.
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Course
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Learning outcome (at course level) |
Learning and Teaching Strategies |
Assessment Strategies |
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Course Code
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Course Title |
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24CBFS 102
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Indian Banking System (Theory)
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CO13 Evaluate various aspects of the Indian banking system. CO14 Analyze the basic objectives and functions of RBI. CO15 Formulates advanced solutions to operational challenges faced by various types of banks. CO16 Compare cooperative and commercial banks and analyze the rural banking system in India. CO17 Evaluate various relationship banking strategies for various development institutions. CO18 Contribute effectively in course-specific interaction |
Approach in teaching: Blended Learning, Collaborative approach, Interactive Lectures, Discussion, Group Projects, PowerPoint presentation.
Learning activities for the students: Self-learning assignments, Seminar presentations, Case Study Analysis, Brainstorming activities
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Class tests, CA Test, Semester end examinations, Quiz, Evaluation of student Presentations,
Evaluation of Individual and group projects,
Assessment of Project Reports and viva voce. |
Evolution of Banks in India, Nationalisation of banks: objective, Achievements and Failures Structure and Classification of Banks in India, Recent Trends in Banking System: Social Banking, Innovative Banking. Defects of the Indian Banking System, Recent Banking Reforms(overview of Basel II and Basel III)
Evolution, Objectives, Organisation Structure, Functions-Traditional, Promotional, Credit control. Deposit Insurance Corporation, Achievements of RBI
Evolution, Functions, Present Structure of commercial banks, Credit creation by commercial banks, Role of Commercial Banks in developing economy. Modes of Commercial banking- Merits and demerits of Branch banking, Unit Banking, An Overview of Small Finance banks, payment banks, Chain Banking, Deposit Banking, Universal Banking, and Corporate banking.
Co-Operative Banking: Commercial banks Vs. Cooperative banks, Structure of Cooperative Banking system in India-Primary Agricultural Societies, Central Co-operative banks, State Cooperative banks, urban Cooperative banks, Land development Banks Rural Banking: Regional Rural Banks (RRBs): Organisation, Function, Progress, problems faced By RRBs, suggestions for improvement. National Bank for Agriculture and Rural Development(NABARD): Objectives and Function
Development Banks: Development banks In India- IFCI, IDBI, ICICI, SIDBI, EXIM, SFC
Relationship Banking: - Introduction, Features, Process of Developing Relationship with Customers, Formulating Relationship Banking Strategy.
1. P.N. Varshney, Banking law and Practice, Sultan Chand and Sons, Delhi
2. B.S. Khubehandani, Practice and Law of Banking, MacMillian India Limited
3. Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
1. Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand& Company LTD, New Delhi
2. L.M.Srivastava and Divya Nigam- “ Management of Indian Financial Institutions”, Himalaya Publishing House, New Delhi
e-Resources:
• https://m.rbi.org.in/scripts/Publications.aspx
• https://moneycontrol.com/
• https://auditboard.com/
• https://tavaga.com/blog/digital-banking-and-its-foray-into-the-banking-s...
• Bank Quest, Indian Institute of Banking and Finance, India
• The Review of Economic Studies
• FIIB Business Review- http:// sagepub.com
• Directory of Open Access Journals
