Coming soon
Indian Banking System
The course will enable the students to-
- Acquaint the students with the fundamental of Banking
- Enrich them with the knowledge of structure and operations of Indian banking System.
Course Outcomes (COs):
Course |
Learning outcome (at course level) |
Learning and teaching strategies |
Assessment Strategies |
|
Paper Code |
Paper Title |
|||
FSG 321 |
Indian Banking System |
The students will be able to – CO49. Have a thorough understanding of Indian banking system and the recent trends and defects in it. CO 50. To provide the basic objectives of the Regulating Agencies of banking system like RBI. CO51.Develop their understanding and expertise in various matters relating to structure and operations of commercial banks, cooperative banks and RRBs. CO 52. Gain knowledge about various development banking institution In Indian and international context CO 53. Figure out and apply various relationship banking strategies for improved banker customer relationship. |
Approach in teaching: Interactive Lectures, Discussion, Tutorials, Reading assignments, Team teaching
Learning activities for the students: Field activities, Presentation, Giving tasks |
Class test, Semester end examinations, Quiz, Solving Numerical problems in tutorials, Assignments, Class Presentation |
Banking system in India: Evolution of Banks in India, Nationalisation of banks: objective, Achievements and Failures Structure and Classification of Banks in India, Recent Trends in Banking System: Social Banking, Innovative Banking. Defects of Indian Banking System, Recent Banking Reforms(overview of Basel II and Basel III)
Reserve Bank of India: Evolution, Objectives , Organisation Structure , Functions-Traditional, Promotional, Credit control. Deposit insurance Corporation, Achievements of RBI
Commercial Banking:- Evolution, Functions, Present Structure of commercial banks, Credit creation by commercial banks, Role of commercial Banks in developing country.
Modes of Commercial banking- Merits and demerits of Branch banking, Unit Banking, Correspondent banking System, Group Banking, Mixed banking.
An Overview of Small Finance banks, payment banks, Chain Banking, Deposit Banking, Narrow Banking , Universal Banking, Corporate banking.
Co-Operative and Rural Banking:Commercial banks Vs. Cooperative banks, Structure of Cooperative Banking system in India-Primary Agricultural Societies, , Central Co-operative banks , State Cooperative banks ,Urban cooperative banks, Land development Banks
Regional rural Banks (RRBs): Organisation, Function, Progress, problems faced By RRBs, suggestions for improvement.
National Bank for Agriculture and rural Development(NABARD): Organisation and Function
Development Banks :Development banks In India-IFCI,IDBI,ICICI,SIDBI,EXIM,SFC
Relationship Banking:- Introduction, Features, Process of Developing Relationship with Customers, Formulating Relationship Banking Strategy.
1] P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi
2] B.S. Khubehandani, Practice and Law of Banking, MacMillian India Limited
3] Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
4] Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand& Company LTD, New Delhi
5] L.M.Srivastava and Divya Nigam- “ Management of Indian Financial Institutions”, Himalaya Publishing House, New Delhi
1] Davar S.R., Banking Law & Practice, Vikas Publishing House, Delhi
2] ShrivastavaP.K.,Banking Law & Practice, Himalaya Publishing House, Bombay
3] Shrivastava R.S., Nigam Divya, Management of Indian Financial Institutions” Himalaya Publishing House, New Delhi
4] TannanM.L.,Banking Law and Practice, Indian Law House, Delhi
5] Bhole, L. M., Financial Markets and Institutions, Tata McGraw Hill, Delhi.
6] Ghosh, D ., Banking Policy in India, Allied Publications, Delhi
