Indian Banking System

Paper Code: 
FSG 321
Credits: 
6
Contact Hours: 
90.00
Max. Marks: 
100.00
Objective: 

The course will enable students to -

  1. Acquaint the students with the fundamental of Banking 
  2. Enrich them with the knowledge of structure and operations of Indian banking System.

Course Outcomes (Cos):

Course

Learning outcome (at course level)

Learning and teaching strategies

Assessment Strategies

Paper Code

Paper Title

FSG  321

Indian Banking System

(Theory)

The students will  –

CO61.               Analyze the aspects of Indian banking system and recent trends in Indian Banking

CO62.      Examine the objectives and functions of RBI for regulating banks to ascertain banking reforms

CO63.               Distinguish the operations and functions of commercial banks, cooperative banks and RRBs.

CO64.               Analyse and appraise emerging concepts in Indian Banking System.

CO65.               Compare and appraise relationship banking strategies for improved banker customer relationship.

CO66.  Assess various development banking institution in Indiaus development banking institution in India

Approach in teaching:

Interactive Lectures, Discussion, Tutorials, Reading assignments, Team teaching

 

Learning activities for the students:

Field activities, Presentation, Giving tasks

Class test, Semester end examinations, Quiz, Solving Numerical problems in tutorials, Assignments, Class Presentation

 

18.00

Banking system in India: Evolution of Banks in India, Nationalisation of banks: objective, Achievements and Failures Structure and Classification of Banks in India, Recent Trends in Banking System: Social Banking, Innovative Banking. Defects of Indian Banking System, Recent Banking Reforms(overview of Basel II and Basel III)

 

18.00

Reserve Bank of India: Evolution, Objectives , Organisation Structure , Functions-Traditional, Promotional, Credit control. Deposit insurance Corporation, Achievements of RBI

 

18.00

Commercial Banking:-  Evolution, Functions, Present Structure of commercial banks,  Credit creation by commercial banks, Role of commercial Banks in developing country.

Modes of Commercial banking- Merits and demerits of Branch banking, Unit Banking, Correspondent  banking System, Group Banking, Mixed banking.

An Overview of  Small Finance banks, payment banks, Chain Banking, Deposit Banking, Narrow Banking , Universal Banking, Corporate banking.

 

18.00

Co-Operative and Rural Banking:Commercial banks Vs. Cooperative banks, Structure of Cooperative Banking system in India-Primary Agricultural Societies, , Central Co-operative banks , State Cooperative banks ,Urban cooperative banks, Land development Banks

Regional rural Banks (RRBs): Organisation, Function, Progress, problems faced By RRBs, suggestions for improvement.

National Bank for Agriculture and rural Development(NABARD): Organisation and Function

 

18.00

Development Banks :Development banks In India-IFCI,IDBI,ICICI,SIDBI,EXIM,SFC

Relationship Banking:- Introduction, Features, Process of Developing Relationship with Customers, Formulating Relationship Banking Strategy.

 

 

Essential Readings: 
  • P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi
  • B.S. Khubehandani, Practice and Law of Banking, MacMillian India Limited
  • Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
  • Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand& Company LTD, New Delhi
  • L.M.Srivastava and Divya Nigam- “ Management of Indian Financial Institutions”, hihalaya Publishing House
  • Davar S.R., Banking Law & Practice, Vikas Publishing House, Delhi
  • Shrivastava P.K.,Banking Law & Practice, Himalaya Publishing House, Bombay
  • TannanM.L.,Banking Law and Practice, Indian Law House, Delhi
  • Bhole, L. M., Financial Markets and Institutions, Tata McGraw Hill, Delhi.
  • Ghosh, D ., Banking Policy in India, Allied Publications, Delhi.

 

Academic Year: 
2021-2022
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