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INTRODUCTION TO BANKING - GENERIC ELECTIVE PAPER
Course outcome (COs):
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Learning outcome (at course level) |
Learning and teaching strategies |
Assessment Strategies |
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On the completion of this course, the students will be able to :
CO 1 Demonstrate a clear understanding of Indian Financial system, Indian Banking system and the dynamics of the banker-customer relationship. CO 2 Effectively identify and differentiate between various types of banks, understand the structure and organization of different banking systems and analyse the advantages and challenges associated with each system. CO 3 Develop relevant knowledge about the Indian banking system and Compare the Different Types Of Products And Services And Third Party Products Offered By Various Banks. CO4 Differentiate between various innovative banking channels and to select the appropriate payment mechanism for the effective transfer of funds. CO 5 Critically evaluates the role of RBI in managing the money supply in an economy.
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Approach in teaching: Lectures, Discussion, power point presentations. Self-learning assignments, group projects, Project reports, Seminar presentation,
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Class test, Semester end examinations, Quiz, Solving problems in tutorials, Assignments, Presentation, Individual and group projects |
• Functions of money
• Structure of Indian Financial system
• Types of Banks: Central bank, Commercial, Co-Operative, RRBs, Small Finance Banks, Payment Banks, etc.
• Structure of the Indian Banking system
• Types of the Banking system: Unit Banking system, Branch banking System, Group banking System Correspondent banking system, Chain banking system, Deposit banking system, the Investment banking system etc .Banker- Customer Relationship- Types of relationships
• Types of Deposits: Current account , Saving accounts , Recurring deposits, Fixed Deposits , Money market accounts etc.
• Third-party products offered by banks.
• Types of loans and advances offered by banks- Securities for banker's advances and Loans
• Meaning, Significance and Features
• Channels of Banking - ATM, internet, mobile, phone banking, POS
• Payment mechanism of Banks - cheques, demand drafts, plastic cards-Credit cards, Debit careds, NEFT, RTGS, IMPS, SWIFT, ECS, payment wallets
• Reserve Bank of India - Functions
• Regulatory Powers and Organizational set up
• Credit Control Measures – Qualitative and Quantitative Control - CRR, SLR, Repo rate, Reverse Repo rate, Bank rate, Prime Lending rate.
Essential Reading
• T R Jain Money and Banking, V K Global Publication Pvt Ltd
• Tandon and Mathur Money and Banking Shivam Publication, Jaipu
• P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi
• Jain P.C. & Verma.S.S. “Money & Financial System”, 1st Ed., Sahitya Publications, Agra, 2015
• Mithani.D.M, Money,Banking,International Trade and Public Finance., Himalayan Publication, New Delhi
Suggested Readings:
• B.S. Khubehandani, Practice and Law of Banking, MacMillian India Limited
• Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
• E.Gordon& K. Natrajan, “Banking Theory, Law & Practice”, Himalaya Publishing House, Mumbai, 24th revised edition, 2015.
• K.P.M. Sundaram and P.N.Varshney, “Banking Law and Practice”, Sultan Chand & Sons Publishing House, New Delhi, 18th edition 2014.
E-Resources:
• Websites: https://www .rbi.org.in/ (RBI)
• https://rbi.org.in/Scripts/AnnualPublications.aspx?head=Report%20on%20Cu...(RBI Report on Currency & Finance, various issues)
• https://www.pdfdrive.com/monetary-economics-books.html
• https://www.pdfdrive.com/money-and-banking-textbook-books.html
• Related Online Contents [MOOC, SWAYAM, NPTEL, Websites etc.]
JOURNALSs
• Journal of Money, Credit and Banking
• The Review of Economic Studies
• Journal of Monetary Economics
• International Journal of Monetary Economics and Finance
