Management of Financial Institutions

Paper Code: 
FSG 421
Credits: 
6
Contact Hours: 
90.00
Max. Marks: 
100.00
Objective: 

The course will enable students to -

  1. Develop an understanding about the functions and structure of financial institutions in India.
  2. Acquaint the students with the management of loans and investment of commercial banks in India

Course Outcomes (Cos):

Course

Learning outcome (at course level)

Learning and teaching strategies

Assessment Strategies

Paper Code

Paper Title

FSG  421

Management of Financial Institutions

The students will be able to –

CO72.       Understand the structure and components of Indian financial institutions through banking operations & non -banking operations

CO73.       Gain an insight about the concept of Commercial banks and management of loans by commercial banks

CO74.       Develop conceptual knowledge on the management of funds and Assets and liabilities management in Banks.

CO75.       Explain the impact of Non- performing assets and their management for improving the efficiency of financial institutions.

Approach in teaching:

Interactive Lectures, Discussion, Tutorials, Reading assignments, Team teaching

 

Learning activities for the students:

Field activities, Presentation, Giving tasks

Class test, Semester end examinations, Quiz, Solving Numerical problems in tutorials, Assignments, Class Presentation

 

18.00
Unit I: 
Financial Institutions in India

Financial Institutions in India- Mission and Objectives of Financial Institutions in India, Role of financial institutions, types of financial institutions, Performance of financial institutions, challenges of financial Institutions.

18.00
Unit II: 
Management of Loans in Commercial Banks-

Management of Loans in Commercial Banks-Structure of Commercial banks, Characteristics of commercial Banks Loans in India, factors influencing loan policy in banks, Formulating Loan Policy in a commercial Bank. Contents of Bank Loan policy.

18.00
Unit III: 
Asset –Liability Management in commercial Banks

Management of funds in Commercial Banks: Functions of funds in commercial banks, concept of adequacy of funds in commercial banks, Factors influencing deposit mobilization of banks
Asset –Liability Management in commercial Banks- Concept, Objectives, Functions and Process of ALM, Utility of ALM for Commercial Banks

18.00
Unit IV: 
Management of Non-Performing assets in commercial Banks-

Management of Non-Performing assets in commercial Banks- Meaning, types of NPA, NPAs in Indian Commercial Banks.. Factors for the NPAs in Commercial Banks. basic provisions of SARFAESI Act, Steps taken by RBI for containing NPAs

18.00
Unit V: 
Non banking financial Institutions-

Non banking financial Institutions- Definition and types ofNon banking financial Institutions , functions, significance of NBFC, regulatory framework for NBFCs.

Essential Readings: 

1. P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi
2. Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
3. Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand& Company LTD, New Delhi
4. R.M.Srivastava and Divya Nigam- “ Management of Indian Financial Institutions”, Himalalaya Publishing House
5. TannanM.L.,Banking Law and Practice, Indian Law House, Delhi
6. Bhole, L. M., Financial Markets and Institutions, Tata McGraw Hill, Delhi.
7. Ghosh, D ., Banking Policy in India, Allied Publications, Delhi

References: 

1. Principles of Banking, Macmillan (India) Limited, New Delhi
2. Banking and Finance, Jain KhannaTiwari, VK India Enterprices, New Delhi
3. Banking in India, Khan Masood Ahmed, Anmol publication, New Delhi

Academic Year: 
2020-2021
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