Management of Financial Institutions

Paper Code: 
FSG 421
Credits: 
6
Contact Hours: 
90.00
Max. Marks: 
100.00
Objective: 

The course will enable students to -

  1. Develop an understanding about the functions and structure of financial institutions in India.
  2. Acquaint the students with the management of loans and investment of commercial banks in India

Course Outcomes (Cos):

Course

Learning outcome (at course level)

Learning and teaching strategies

Assessment Strategies

Paper Code

Paper Title

FSG  421

Management of Financial Institutions

(Theory)

The students will –

CO91.      Analyze the structure and components of Indian financial institutions and evaluate the role in economic development.

CO92.      Evaluate the contents of Bank loans policy and process of formulating loan policy in commercial Banks to appraise the contribution of lending function of commercial banks.

CO93.      Apply the knowledge of management of funds by commercial banks to evaluate the profitable funding mechanism for banks.

CO94.      Examine the concepts of Assets and liabilities management in Bank and evaluate the various reasons of mismatch between assets and liabilities of banks.

CO95.      Evaluate the impact of Non- performing assets and their management for improving the efficiency of financial institutions.

CO96. Analyze the operation of Non- Banking financial institutions and its regulatory framework to appraise the role in current day economy.

Approach in teaching:

Interactive Lectures, Discussion, Tutorials, Reading assignments, Team teaching

 

Learning activities for the students:

Field activities, Presentation, Giving tasks

Class test, Semester end examinations, Quiz, Solving Numerical problems in tutorials, Assignments, Class Presentation

 

18.00

Financial Institutions in India- Mission and Objectives of Financial Institutions in India, Role of financial institutions, types of financial institutions, Performance of financial institutions, challenges of financial Institutions.

 

18.00

Management of Loans in Commercial Banks-Structure of Commercial banks, Characteristics of commercial Banks Loans in India, factors influencing loan policy in banks, Formulating Loan Policy in a commercial Bank. Contents of Bank Loan policy.

 

18.00

Management of  funds in Commercial Banks: Functions of funds in commercial banks, concept of adequacy of  funds in commercial banks, Factors  influencing deposit mobilization of banks

Asset –Liability Management in commercial Banks- Concept, Objectives, Functions and Process of ALM, Utility of ALM for Commercial Banks

 

18.00

Management of Non-Performing assets in commercial Banks- Meaning, types of NPA, NPAs in Indian Commercial Banks.. Factors for the NPAs in Commercial Banks. basic provisions of SARFAESI Act,  Steps taken by RBI for containing NPAs

 

18.00

Non banking financial Institutions- Definition and types ofNon banking financial Institutions , functions, significance of NBFC, regulatory framework for NBFCs.
 

 

Essential Readings: 
  • P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi
  • Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
  • Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand& Company LTD, New Delhi
  • R.M.Srivastava and Divya Nigam- “ Management of Indian Financial Institutions”, Himalalaya Publishing House
  • TannanM.L.,Banking Law and Practice, Indian Law House, Delhi
  • Bhole, L. M., Financial Markets and Institutions, Tata McGraw Hill, Delhi.
  • Ghosh, D ., Banking Policy in India, Allied Publications, Delhi
  • Principles of Banking,  Macmillan (India) Limited, New Delhi
  • Banking and Finance, Jain KhannaTiwari, VK India Enterprices, New Delhi
  • Banking in India, Khan Masood Ahmed, Anmol publication, New Delhi

 

Academic Year: