Management of Financial Institutions

Paper Code: 
FSG 516
Credits: 
3
Contact Hours: 
45.00
Max. Marks: 
100.00
Objective: 

The objective of this course is to acquaint the students with the fundamental of banking and to enrich them with the knowledge of structure and operations of Indian Financial institutions.

 

Course Outcome(COs):

Course

Learning Outcome (at course level)

Learning and teaching strategies

Assessment Strategies

Paper Code

Paper Title

FSG 516

 

Management of Financial Institutions

183 Students will explore the structure and components of Indian financial institutions and regulation of financial institutions.

184 Students will analyze the concepts of Commercial and Co-operative banks and also get acquainted with    the knowledge about management of loans and capital funds in banks.

185 Students will examine the concept of management of investment account in commercial banks and Assets liability management process in commercial banks

186 Students will examine the impact of Non- performing assets and their management for improving the efficiency of financial institutions.

187 Students will assess the role of Non- banking finance companies and the management of different capital market institutions.

Approach in teaching:

Interactive Lectures, Discussion, Tutorials, demonstrations, Team teaching.

Learning activities for the students:

Self-learning assignments, Effective questions, Seminar presentation, Giving tasks, Chart Preparations.

Written tests/ Presentations/ Assignment/ Quiz.

  1.  
7.00

Financial Institutions —
• meaning, characteristics, importance,
• types of financial institutions: money market institutions and capital market institutions.
• Regulation of Financial institutions – Overview of SEBI, NABARD and RBI

9.00

Management of cooperative Banks:
• feature of cooperative banks, cooperative vs. commercial banks,
• structure of cooperative bank
• Management of Loans in Commercial Banks:
• Factors influencing loan policy in banks. Contents of Bank Loan policy.

10.00

Management of investment account in commercial banks:
• nature of investment account, Fundamental principles of security investment
• Asset –Liability management in Commercial banks :
• Concept, Objectives,
• Functions and Process of ALM: types of risk- credit risk,
• interest rate risk, liquidity risk, market rate risk, management of Risk

9.00

Management of Non-Performing assets in commercial Banks-
• classification of NPA, Causes of NPA,
• Management of NPA: Lok adalats, Debt recovery tribunals,
• Corporate debt Restructuring,
• CIBIL,Insolvency Act main provisions.

9.00

Management of capital market institutions-
• NBFC: Significance, types and regulatory norms
• Management and functions of LIC,UTI, IFCI, SIDBI and SFC(RFC)

Essential Readings: 

• Varshney P.N., Banking law and Practice, Sultan chand and Sons, Delhi
• Gupta, Aggarwal and Gupta “ Financial Institutions and Markets,kalyani publishers, New Delhi.
• S Guruswami,Financial markets and Institutions, Tata McGraw Hill, New Delhi
• Desai Vasant, The Indian Financial system and Development, Himalaya Publishing House, New Delhi
• Bhole, L. M., Financial Markets and Institutions, Tata McGraw Hill, Delhi.
• Khan, M.Y., Indian Financial System, Tata McGraw Hill, Delhi.
• Averbach, Robert D .,Money, Banking and Financial Markets; Macmillan, London.
• Srivastava R.M.,Management of Indian Financial Institution; Himalaya Publishing House, Mumbai.
• Bhalla V.K.-“Financial Markets &Services” Anmol Publications, Delhi
• Srivastava R.M.-“Management of Indian Financial Institutions”Himalaya Publication, New Delhi
• Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand& Company LTD, New Delhi
• Srivastava, Nigam, Management of Financial Institutions, Himayala Publishing House, New Delhi
• Kunjukunju, Mahanan, Financial System and Insitututions in India,New Century Publications, New Delhi

Academic Year: