MANAGEMENT OF FINANCIAL INSTITUTIONS

Paper Code: 
FSG 421
Credits: 
6
Contact Hours: 
90.00
Max. Marks: 
100.00
Objective: 

Course Outcome

Learning and teaching strategies

Assessment Strategies

 
 

Upon successful completion of this course, the student will be able to:

CO91.Analyze the structure and components of Indian financial institutions and evaluate the role in economic development.

CO92.Evaluate the contents of Bank loans policy and process of formulating loan policy in commercial Banks to appraise the contribution of lending function of commercial banks.

CO93.Apply the knowledge of management of funds by commercial banks to evaluate the profitable funding mechanism for banks.

CO94.Examine the concepts of Assets and liabilities management in Bank and evaluate the various reasons of mismatch between assets and liabilities of banks.

CO95.Evaluate the impact of Non- performing assets and their management for improving the efficiency of financial institutions.

CO96.Analyze the operation of Non- Banking financial instituCO96.tions and its regulatory framework to appraise the role in current day economy.

Interactive Lectures, Group Discussion, Tutorials, Reading assignments, Workshops and question preparation

 

Class test, Semester end examinations, Quiz, Solving Numerical problems in tutorials, Assignments, Class Presentation

 

 

18.00

Financial Institutions in India- Mission and Objectives of Financial Institutions in India, Role of financial institutions, types of financial institutions, Performance of financial institutions, challenges of financial Institutions.

 

18.00

Management of Loans in Commercial Banks-Structure of Commercial banks, Characteristics of commercial Banks Loans in India, factors influencing loan policy in banks, Formulating Loan Policy in a commercial Bank. Contents of Bank Loan policy.

 

18.00

Management of  funds in Commercial Banks: Functions of funds in commercial banks, concept of adequacy of  funds in commercial banks, Factors  influencing deposit mobilization of banks

Asset –Liability Management in commercial Banks- Concept, Objectives, Functions and Process of ALM, Utility of ALM for Commercial Banks

 

18.00

Management of Non-Performing assets in commercial Banks- Meaning, types of NPA, NPAs in Indian Commercial Banks.. Factors for the NPAs in Commercial Banks. basic provisions of SARFAESI Act,  Steps taken by RBI for containing NPAs

 

18.00

Non-banking financial Institutions- Definition and types ofNon banking financial Institutions , functions, significance of NBFC, regulatory framework for NBFCs.

Essential Readings: 
  • R R.M.Srivastava and Divya Nigam- “ Management of Indian Financial Institutions”, Himalalaya Publishing House
  • Vasant Desai, “Indian Financial System”, Himalayan Publication
  • Bhole, L. M., Financial Markets and Institutions, Tata McGraw Hill, Delhi.

 

References: 

SUGGESTED READINGS:

  • P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi
  • Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
  • Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand& Company LTD, New Delhi
  • TannanM.L.,Banking Law and Practice, Indian Law House, Delhi
  • Ghosh, D ., Banking Policy in India, Allied Publications, Delhi
  • Jain KhannaTiwari , Banking and Finance, , VK India Enterprices, New Delhi
  • Khan Masood Ahmed, Banking in India, Anmol publication, New Delhi

e-RESOURCES

JOURNALS

 

 

Academic Year: