Management of Financial Institutions

Paper Code: 
24FSG421
Credits: 
6
Contact Hours: 
90.00
Max. Marks: 
100.00
Objective: 

The course will enable students to develop an understanding of the functions and structure of financial institutions for the management of loans and investments.

Course Outcomes: 

Course

Learning outcome (at course level)

Learning and teaching strategies

Assessment Strategies

Paper Code

Paper Title

24FSG421

Management of Financial Institutions

(Theory)

The students will –

  1.  Analyze the structure , components and role  of Indian financial institutions in economic development.
  2. Evaluate the contents and process of bank loan policy in commercial Banks.
  3. Examine the concepts of Assets and liabilities management in Bank and evaluate the various reasons of mismatch between assets and liabilities of banks.
  4. Evaluate the impact of Non- performing assets and their management for improving the efficiency of financial institutions.
  5. Analyze the operation of Non- Banking financial institutions and its regulatory framework to appraise the role in current day economy.
  6.  Contribute effectively in course-specific interaction

Approach in teaching:

Interactive Lectures, Discussion, Tutorials, Reading assignments, Team teaching

 

Learning activities for the students:

Field activities, Presentation, Giving tasks

Class test, Semester end examinations, Quiz, Solving Numerical problems in tutorials, Assignments, Class Presentation

 

18.00
Unit I: 
Financial Institutions in India

• Financial Institutions in India- Mission and Objectives of Financial Institutions in India, Role of financial institutions, types of financial institutions, Performance of financial institutions, challenges of financial Institutions.

18.00
Unit II: 
Management of Loans

• Management of Loans in Commercial Banks-Structure of Commercial banks, Characteristics of commercial Banks Loans in India, factors influencing loan policy in banks, Formulating Loan Policy in a commercial Bank. Contents of Bank Loan policy.

18.00
Unit III: 
Management of Funds

• Management of funds in Commercial Banks: Functions of funds in commercial banks, concept of adequacy of funds in commercial banks, Factors influencing deposit mobilization of banks
• Asset –Liability Management in commercial Banks- Concept, Objectives, Functions and Process of ALM, Utility of ALM for Commercial Banks

18.00
Unit IV: 
Management of Non-Performing assets(NPAs)

• Management of Non-Performing assets in commercial Banks- Meaning, types of NPA, NPAs in Indian Commercial Banks.Factors for the NPAs in Commercial Banks. basic provisions of SARFAESI Act, Steps taken by RBI for containing NPAs

18.00
Unit V: 
Non-banking Financial Institutions

• Non-banking financial Institutions- Definition and types of Non banking financial Institutions , functions, significance of NBFC, regulatory framework for NBFCs.

Essential Readings: 

1. R R.M.Srivastava and Divya Nigam- “ Management of Indian Financial Institutions”, Himalalaya Publishing House
2. Vasant Desai, “Indian Financial System”, Himalayan Publication
3. Bhole, L. M., Financial Markets and Institutions, Tata McGraw Hill, Delhi.

References: 

Suggested Readings:
1. P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi
2. Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
3. Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand& Company LTD, New Delhi
4. TannanM.L.,Banking Law and Practice, Indian Law House, Delhi
5. Ghosh, D ., Banking Policy in India, Allied Publications, Delhi
6. Jain KhannaTiwari , Banking and Finance, , VK India Enterprices, New Delhi
7. Khan Masood Ahmed, Banking in India, Anmol publication, New Delhi

E-Resources
1. Pearson ThinkTank Solutions (113 titles) and access to many more ebooks- http://ebookcentral.proquest.com/lib/iisuniv-ebooks/home.action
2. Sage Publications (38 titles) https://etext.sagepub.in/etext
3. Pearson Education (29 titles) Elibrary.in.pearson.com
4. Rural Technology,Amulya Kumar N. Reddy, Indian Academy of Science
5. https://www.nabard.org/
6. https://www.india.gov.in/topics/agriculture
7. https://wcd.nic.in/
8. https://financialservices.gov.in/new-initiatives/schemes
9. Wliey Online Library, Journal Agricultural eonomics ,
10. https://onlinelibrary.wiley.com/journal/147795
11. FIIB Business Review
12. Journal of Rural Studies, Elsevier
13. International Journal of Rural Management, http:// sagepub.com
14. Journal of Rural Development, NIRD & PR, http://nirdprojms.in/

Academic Year: 
2024-2025
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