Management of Financial Institutions

Paper Code: 
FSG 421
Credits: 
6
Contact Hours: 
90.00
Max. Marks: 
100.00
Objective: 

The course will enable the students  to-

  1. Develop an understanding about the functions and structure of financial institutions in India.
  2. Acquaint the students with the  management of loans and investment of commercial banks in India

Course Outcomes (COs):

Course

Learning outcome (at course level)

Learning and teaching strategies

Assessment Strategies

PaperCode

Paper Title

FSG  421

Management of Financial Institutions

The students will be able to –

CO 72.Understand the structure and components of Indian financial institutions through banking operations & non banking operations

CO 73.Gain an insight about the concept of Commercial banks and management of loans by commercial banks

CO 74.Develop conceptual knowledge on the management of funds and Assets and liabilities management in Banks.

CO75.Explain the impact of Non- performing assets and their management for improving the efficiency of financial institutions

Approach in teaching:

Interactive Lectures, Discussion, Tutorials, Reading assignments, Team teaching

 

Learning activities for the students:

Field activities, Presentation, Giving tasks

Class test, Semester end examinations, Quiz, Solving Numerical problems in tutorials, Assignments, Class Presentation

 
18.00

Financial Institutions in India- Mission and Objectives of Financial Institutions in India. Performance, Provision of Assistance by Financial Institutions. Strength and challenges of financial Institutions.

18.00

Management of Loans in Commercial Banks-Structure of Commercial banks, Characteristics of commercial Banks Loans in India. Formulating Loan Policy in a commercial Bank. Contents of Bank Loan policy.

18.00

Asset –Liability Management in commercial Banks- Concept, Objectives, Functions and Process of ALM.. Management of Risk, Utility of ALM for Commercial Banks

18.00

Management of Non-Performing assets in commercial Banks- NPAs in Indian Commercial Banks. Impact of Priority Sector Advances on NPAs. Factors for the NPAs in Commercial Banks. Steps taken by RBI for containing NPAs

18.00

Non banking financial Institutions- definition, functions, types and significance of NBFC, regulatory framework for NBFCs.

Essential Readings: 

1] P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi
2] B.S. Khubehandani, Practice and Law of Banking, MacMillian India Limited
3] Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand& Company LTD, New Delhi
4] L.M.Srivastava and Divya Nigam- “ Management of Indian Financial Institutions”, hihalaya Publishing House
5] Davar S.R., Banking Law & Practice, Vikas Publishing House, Delhi
6] Shrivastava P.K.,Banking Law & Practice, Himalaya Publishing House, Bombay
7] Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.

References: 

1] Khan Masood Ahmed, Banking in India, ,Anmol publication, New Delhi
2] TannanM.L.,Banking Law and Practice, Indian Law House, Delhi
3] Bhole, L. M., Financial Markets and Institutions, Tata McGraw Hill, Delhi.
4] Ghosh, D ., Banking Policy in India, Allied Publications, Delhi

Academic Year: