Management of Financial Institutions

Paper Code: 
FSG 421
Credits: 
4
Contact Hours: 
60.00
Max. Marks: 
100.00
Objective: 

The students would be able to acquire knowledge related to functions associated with banking and banking services and technology

10.00
Unit I: 
Financial Institutions in India

Genesis of Financial Institutions in India. Mission and Objectives of Financial Institutions in India. Performance, Provision of Assistance by Financial Institutions. Strength and challenges.

10.00
Unit II: 
Management of Deposits

A Marketing Approach- Concept of Bank Marketing. Formulating Marketing Strategies for a Commercial Bank. Marketing Strategic Decisions. Implementing Marketing Strategy.

15.00
Unit III: 
Management of Loans in Commercial Banks

Characteristics of commercial Banks Loans in India. Formulating Loan Policy in a commercial Bank. Contents of bank loan policy. Orgarnizeing bank lending.

15.00
Unit IV: 
Asset –Liability Management in commercial Banks

Concept, Objectives, Functions and Process of ALM.. Management of Risk, Utility of ALM for Commercial Banks.

15.00
Unit V: 
Management of Non-Performing Assets in Commercial Banks

NPAs in Indian Commercial Banks. Impact of Priority Sector Advances on NPAs. Factors for the NPAs in Commercial Banks. Steps taken by RBI for containing NPAs.

Essential Readings: 

1.P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi
2.B.S. Khubehandani, Practice and Law of Banking, MacMillian India Limited
3. Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
4.Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand & Company LTD, New Delhi
5. L.M.Srivastava and Divya Nigam- “ Management of Indian Financial Institutions”, hihalaya Publishing House
6.Davar S.R., Banking Law & Practice, Vikas Publishing House, Delhi
7.Shrivastava P.K.,Banking Law & Practice, Himalaya Publishing House, Bombay
8.Shrivastava R.S., Nigam Divya, Management of Indian Financial Institutions” Himalaya Publishing House, New Delhi
9.Tannan M.L.,Banking Law and Practice, Indian Law House, Delhi
10.Bhole, L. M., Financial Markets and Institutions, Tata McGraw Hill, Delhi.
11.Ghosh, D ., Banking Policy in India, Allied Publications, Delhi

References: 

1.Principles of Banking, Macmillan (India) Limited, New Delhi
2.General Banking Management, Macmillan (Indian) Limited, New Delhi
3.Banking and Finance, Jain Khanna Tiwari, VK India Enterprices, New Delhi
4.Banking in India, Khan Masood Ahmed, Anmol publication, New Delhi
5.Principles of Banking, macmillian (India) Limited, New Delhi

Academic Year: