This course will enable students to understand and analyze the operations and management practices of various financial institutions, including commercial banks, cooperative banks, and capital market institutions, emphasizing regulatory compliance and risk management strategies.
Course |
Learning outcome (at course level) |
Learning and teaching strategies |
Assessment Strategies |
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Course Code |
Course Title |
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24DFSG 711 |
Management of Financial Institutions (Theory)
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CO241: Explore the structure and components of Indian financial institutions and regulations. CO242: Analyze the concepts of Commercial and Co-operative banks, including loan and capital fund management. CO243: Examine the management of investment accounts and Assets Liability Management (ALM) processes in commercial banks. CO244: Evaluate the impact of Non-performing assets (NPAs) and strategies for their management to enhance financial institution efficiency. CO245: Assess the role of Non-banking finance companies (NBFCs) and management practices in different capital market institutions. CO246: Contribute effectively in course-specific interaction
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Approach in teaching: Interactive Lectures, Discussion, Tutorials, Practical cases, Powerpoint presentation. Learning activities for the students: Self-learning assignments, Presentation. |
CA test, Semester end examinations, Quiz, Solving problems in tutorials, Assignments, Presentations. |
• Meaning, characteristics, importance,
• types of financial institutions: money market institutions and capital market institutions.
• Regulation of Financial institutions – Overview of SEBI, NABARD and RBI
• Feature of cooperative banks, cooperative vs. commercial banks,
• structure of cooperative bank
• Management of Loans in Commercial Banks:
• Factors influencing loan policy in banks. Contents of Bank Loan policy.
• Nature of investment account, Fundamental principles of security investment
• Asset –Liability management in Commercial banks :
• Concept, Objectives,
• Functions and Process of ALM: types of risk- credit risk,
• interest rate risk, liquidity risk, market rate risk, management of Risk
• Classification of NPA, Causes of NPA,
• Management of NPA: Lok Adalat’s, Debt recovery tribunals,
• Corporate debt Restructuring,
• CIBIL, Insolvency Act main provisions
• NBFC: Significance, types and regulatory norms
• Management and functions of LIC,UTI, IFCI, SIDBI and SFC(RFC)
• Gordan, Natrajan” Financial Markets & Management of Financial Services” Himalayan publication, New delhi
• Bhalla V.K.-“Financial Markets &Services” Anmol Publications, Delhi
Suggested Readings:
• Srivastava R.M.-“Management of Indian Financial Institutions”Himalaya Publication, New Delhi
• Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
• Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand& Company LTD, New Delhi
• Khan M.Y. - “Indian Financial System” Vikas Publishing house, New Delhi
• Sinha, S.L.N., “Development Banking in India”, (Madras: Institute of Financial Management and Research, 1976).
• Khan and Jain, “Financial Services,” 2nd ed. Tata McGraw Hill, 2004.
E-Content:
• https://www.google.co.in/books/edition/MANAGEMENT_OF_FINANCIAL_INSTITUTI...
• https://www.google.co.in/books/edition/Financial_Markets_Institutions_Se...
• https://www.google.co.in/books/edition/FINANCIAL_MARKETS_INSTITUTIONS_AN...
Reference Journals:
• Indian Journal of Finance
• https://www.journals.elsevier.com/journal-of-banking-and-finance
• Journal of Banking, Information Technology and Management