MANAGEMENT OF FINANCIAL SERVICES

Paper Code: 
FSG 516
Credits: 
3
Contact Hours: 
45.00
Max. Marks: 
100.00
Objective: 

Learning outcome (at course level)

Learning and teaching strategies

Assessment Strategies

 
 

On completion of this course, the students will be able to:

 

  1. Students will explore the structure and components of Indian financial institutions and regulation of financial institutions.
  2. Students will analyze the concepts of Commercial and Co-operative banks and also get acquainted with    the knowledge about management of loans and capital funds in banks.
  3. Students will examine the concept of management of investment account in commercial banks and Assets liability management process in commercial banks
  4. Students will examine the impact of Non- performing assets and their management for improving the efficiency of financial institutions.
  5.  Students will assess the role of Non- banking finance companies and the management of different capital market institutions

Approach in teaching: Interactive Lectures, Discussion, Tutorials, Practical cases Demonstration, Power point presentation. Live practical problems analysis

Class test, Semester end examinations, Quiz, Solving problems in tutorials, Assignments, Individual projects

 

 

9.00

Unit I :Financial Institutions —
• meaning, characteristics, importance,
• types of financial institutions: money market institutions and capital market institutions.
• Regulation of Financial institutions – Overview of SEBI, NABARD and RBI

9.00

Unit II :Management of cooperative Banks:
• feature of cooperative banks, cooperative vs. commercial banks,
• structure of cooperative bank
• Management of Loans in Commercial Banks:
• Factors influencing loan policy in banks. Contents of Bank Loan policy.

9.00

Unit III: Management of investment account in commercial banks:
• nature of investment account, Fundamental principles of security investment
• Asset –Liability management in Commercial banks :
• Concept, Objectives,
• Functions and Process of ALM: types of risk- credit risk,
• interest rate risk, liquidity risk, market rate risk, management of Risk

9.00

Unit IV: Management of Non-Performing assets in commercial Banks-
• classification of NPA, Causes of NPA,
• Management of NPA: Lok adalats, Debt recovery tribunals,
• Corporate debt Restructuring,
• CIBIL,Insolvency Act main provisions.

9.00

Unit V: Management of capital market institutions-
• NBFC: Significance, types and regulatory norms
• Management and functions of LIC,UTI, IFCI, SIDBI and SFC(RFC)

Essential Readings: 

• Gordan, Natrajan” Financial Markets & Management of Financial Services” Himalayan publication, New delhi
• Bhalla V.K.-“Financial Markets &Services” Anmol Publications, Delhi

References: 

• Srivastava R.M.-“Management of Indian Financial Institutions”Himalaya Publication, New Delhi
• Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
• Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand& Company LTD, New Delhi
• Khan M.Y. - “Indian Financial System” Vikas Publishing house, New Delhi
• Sinha, S.L.N., “Development Banking in India”, (Madras: Institute of Financial Management and Research, 1976).
• Khan and Jain, “Financial Services,” 2nd ed. Tata McGraw Hill, 2004.

E-RESOURCES:
https://www.google.co.in/books/edition/MANAGEMENT_OF_FINANCIAL_INSTITUTI...
https://www.google.co.in/books/edition/Financial_Markets_Institutions_Se...
https://www.google.co.in/books/edition/FINANCIAL_MARKETS_INSTITUTIONS_AN...

JOURNALS:
• Indian Journal of Finance
https://www.journals.elsevier.com/journal-of-banking-and-finance
• Journal of Banking, Information Technology and Management
https://www.springer.com/journal/10693

Academic Year: