Learning outcome (at course level) |
Learning and teaching strategies |
Assessment Strategies |
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On completion of this course, the students will be able to
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Approach in teaching: Interactive Lectures, Discussion, Tutorials, Practical cases Demonstration, Power point presentation. Learning activities for the students: Self learning assignments, Effective questions, Seminar presentation, Live practical problems analysis |
Class test, Semester end examinations, Quiz, Solving problems in tutorials, Assignments, Presentation, Individual and group projects |
Meaning and Concept ,
• Reasons for FI, Role of Banks in Financial Inclusion, Financial literacy,
• Latest Schemes of Government - PMJDY- Objectives Features, Progress , Atal Pension Yojana- Objectives Features, Progress
Introduction, history of Microfinance, Worldwide developments,
Microfinance in Asia and Pacific.
Status of Microfinance in India: Introduction, History of Microfinance in India, Recommendations of various committees,Outreach of Microfinance,
Potential of Microfinance in India, Banking potential for Microfinance in India.
Introduction, SHGs and different schemes,
SHG and Poverty Alleviation Programs, SHG and Special Programs/ Schemes.
• Importance of SHGs: Introduction, Benefit of SHGs to members, Benefits to women, Benefits to Banks, Benefits to Government, Benefits to Voluntary Agencies and Benefits to Society; Joint liability Group, their composition and mission.
Deposit products offered by MFIs, types of customers who can avail of these products, features, application process.
Retail loans, MSME loans, Agri Loans, micro loans, features of each type of loan.
Types of liens, Kisan Credit card, its features and benefits.
Role of NABARD and RBI in microfinance.
• KYC Norms - KYC process and verify requirements,
Required Documents for loan sanction, terms and conditions.
Disbursement of loan – process.
• O.C. Rana ans Hem Raj, Microfinance , Himalayan Publication.
• K.C.. Shekhar, Banking Theory and Practice, Indian Institute of Banking and Finance.
• Moorad Choudhary, The Principles of Banking,Wily Finance.
• Karmakar K G, Microfinance In India, Sage Publication India.
• Puhazhendhi Venugopalan,Microfinance India, Sage Publication India.
SUGGESTED READINGS
Teki S.,Mishra R.K. , Microfinance and Financial Inclusion,Academic Foundation.
Status of microfinance in India, NABARD-Report
H.M.W.A. Herath ,MICROFINANCE Theory and Practice.
Handbook on Microfinance Institutions,ICAI
E RESOURCES
https://birdlucknow.nabard.org/center-of-excellence/cmr/microfinance-rev...
https://www.nabard.org/about-departments.aspx?id=5&cid=477
https://www.nabard.org/content.aspx?id=651
JOURNALS
The Microfinance Review (Mfr) Journal
Journal of Microfinance / ESR Review
Enterprise Development & Microfinance
International Finance
SKS Microfinance Limited MarketLine Company Profile