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Money and Banking (Theory)
The students will be enabled to comprehend money, banking functions, banker-customer relations, innovative banking, negotiable instruments, and banking regulations.
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Course |
Learning outcome (at course level) |
Learning and teaching strategies |
Assessment Strategies |
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Course Code |
Course Title |
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24CFSG 411 |
Money and Banking (Theory) |
CO 109: Evaluate the importance of money, near money instruments, and principles of note issue. CO 110:Comprehend factors affecting money demand and supply, and evaluate central bank's monetary policy measures. CO111:Develop knowledge about the Indian banking system, products, services, and third-party offerings. CO 112:Differentiate between innovative banking channels and select appropriate payment mechanisms for fund transfer. CO 113:Analyze negotiable instruments in banking and their role in fund transfer and debt obligation discharge. CO 114:Contribute effectively in course-specific interaction
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Approach in teaching: Interactive Lectures, Discussion, Tutorials, Power point presentation. Learning activities for the students: Self learning assignments, , Seminar presentation. |
Class test, Semester end examinations, Quiz, Assignments, Presentation. |
• Meaning, Types, Functions, Importance, and Evils of Money.
• Money and a Near Money- comparison.
• Concept of Velocity and Value of Money.
• Measurement of change in the value of money.
• Central Bank- Structure, organization, and Functions of RBI
• Factors affecting the demand for money.
• Supply of Money- Determinants of Supply of Money.
• RBI’S measure of the money stock. Narrow Money and Broad Money,
• New monetary aggregates, Liquidity aggregates.
• Monetary Policy of India
• Meaning, Types of Banks, Functions.
• Banking Products and Services –Types of Deposits, Third-party products offered by banks.
• Types of loans and advances offered by banks- Securities for banker's advances and Loans-
• Modes of Charging Securities Lien, Pledge, Mortgage, Hypothecation, etc
• Types of relationships,
• Banker’s rights and duties, garnishee order.
• Innovative Banking –Meaning, Significance and Features
• Channels of Banking - ATM, internet, mobile, phone banking, POS
• Payment mechanism of Banks - cheques, demand drafts, plastic cards NEFT, RTGS, IMPS, SWIFT, ECS, payment wallets
• Promissory note, Bills of Exchange, and Cheque. - Concept, Feature, Parties, and Types.
• Endorsement – Meaning and Types.
• Presentment and acceptance: - Meaning, Purpose (acceptance, sight & Payment) Time, and place of Presentment.
• Banking Regulation Act: An overview.
• D.M. Mithani, Mone , Banking, International trade and Public Finance
• T R Jain Money and Banking, V K Global Publication Pvt Ltd
• Tandon and Mathur Money and Banking Shivam Publication, Jaipu
• P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi
Suggested Readings:
• Mithani.D.M, Money,Banking,International Trade and Public Finance., Himalayan Publication, New Delhi
• B.S. Khubehandani, Practice and Law of Banking, MacMillian India Limited
• Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
E-Content:
• https://rbi.org.in/Scripts/AnnualPublications.aspx?head=Report%20on%20Cu...(RBI Report on Currency & Finance, various issues)
• Websites: https://www .rbi.org.in/ (RBI)
• https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=53113 (Various latest issues of RBI Bulletins)
• https://www.pdfdrive.com/monetary-economics-books.html
• https://www.pdfdrive.com/monetary-economics-e38141688.html
• https://www.pdfdrive.com/money-and-banking-textbook-books.html
Reference Journals:
• Journal of Money, Credit and Banking
• The Review of Economic Studies
• Journal of Monetary Economics
• International Journal of Monetary Economics and Finance
