PRACTICAL ON BANKING OPERATION AND PRACTICES

Paper Code: 
SBFS 103
Credits: 
4
Contact Hours: 
60.00
Max. Marks: 
100.00
Objective: 

Learning outcome (at course level)

Learning and teaching strategies

Assessment Strategies

 
 

On completion of this course, the students will be able to:

 

  1. Analysis and evaluate the role of technology in the banking sector. Students will be able to assess the advantages and challenges of incorporating technology in banking operations and critically analyze how technology has transformed banking products and services.
  2. Compare and contrast the loan procedures and disbursement processes of banks. Students will demonstrate the ability to examine and evaluate the loan application and approval procedures of two banks, and identify the similarities and differences in documentation requirements, interest rates, and repayment terms.
  3. Demonstrate a deep understanding of third-party products. Students will be able to explain the nature, features, and risks associated with third-party products. They will analyze the suitability of these products and evaluate the same.
  4. Apply knowledge of payment procedures of various e wallets to real life scenarios. They will analysis transaction process, access transaction limits, fees and security measures, and identify appropriate payment methods for specific situations.
  5. Create a comprehensive and well structured assignment on banking products, loan procedures, third party products, and payment procedures. Students will showcase their ability to synthesize and integrate knowledge gained throughout the course.

Approach in teaching: Interactive Lectures, Discussion, Tutorials, Practical cases Demonstration, Power point presentation.    

 Learning activities for the students:                              Self learning assignments, Effective questions, Seminar presentation, Live practical problems analysis

Class test, Semester end examinations, Quiz, Solving problems in tutorials, Assignments, Presentation, Individual and group projects

 

 

12.00
Unit I: 
.

Study of Banking products and role of technology in banking and assignment preparation.

12.00
Unit II: 
.

Comparative study of Loan procedure and disbursement process of two banks.

12.00
Unit III: 
.

Understanding Third party products offered by Banks.

12.00
Unit IV: 
.

Payment Procedure of NEFT/RTGS/IMPS/ECS/Various E-wallets.

Essential Readings: 

• P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi
• B.S. Khubehandani, Practice and Law of Banking, MacMillian India Limited
• Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
• Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand& Company LTD, New Delhi
• ShrivastavaP.K.,Banking Law & Practice, Himalaya Publishing House, Bombay.

References: 

SUGGESTED READINGS:
• Davar S.R., Banking Law & Practice, Vikas Publishing House, Delhi
• Shrivastava R.S., Nigam Divya, Management of Indian Financial Institutions” Himalaya Publishing House, New Delhi
• TannanM.L.,Banking Law and Practice, Indian Law House, Delhi
• Bhole, L. M., Financial Markets and Institutions, Tata McGraw Hill, Delhi.

E-READINGS:
• InflibnetShodhganga: www.shodhganga.inflibnet.ac.in
• National Digital Library
• World EBook Library
https://www.rbi.org.in

Journals:
• FIIB Business Review- http:// sagepub.com
• Vikalpa : http:// sagepub.com
• Directory of Open Access Journals

Academic Year: