Practical on Banking Operations and Practices

Paper Code: 
24SBFS103
Credits: 
4
Contact Hours: 
60.00
Max. Marks: 
100.00
Objective: 

The course will enable the students to provide hands-on experience and skills development in executing various banking operations, including account management, loan processing, customer service, and regulatory compliance.

 

Course Outcomes: 

 

 

Course

 

 

Learning outcome (at course level)

Learning  and Teaching Strategies

Assessment Strategies

Course Code

 

 

Course Title

24SBFS103

 

 

 

Practical on Banking Operations And Practices

(Practical)

 

CO31 Analyze technology's role in banking.

CO32 Assess the effectiveness, of financial inclusion initiatives in promoting economic empowerment.

CO33  Compare loan procedures and disbursement of banks.

CO34 Apply e-wallet payment knowledge to real-life scenarios and select suitable payment methods.

CO35 Evaluates and Suggests third-party products provided by banks.

CO36 Contribute effectively in course-specific interaction.

 

 

Approach in teaching: Blended Learning, Collaborative approach, Interactive Lectures, Discussion, Group Projects, PowerPoint presentation.

   

Learning activities for the students:

Self-learning assignments, Seminar presentations, Case Study Analysis, Brainstorming activities

 

Class tests, CA Test,

Semester end examinations, Quiz,

Evaluation of student Presentations,

 

Evaluation of Individual and group projects,

 

Assessment of Project Reports and viva voce.

 

12.00
Unit I: 
Banking Products and Innovations

Case study/ PowerPoint presentation/poster presentation on

  • Study of Banking products and the role of technology in banking.        
  • Analyzing Customer Preferences in Deposit Products: Market Trends and Strategies./ Future Trends in Banking

 

12.00
Unit II: 
Financial Inclusion and Account Opening Procedure
  • Case study/ PowerPoint presentation/poster presentation on Financial Inclusion Initiatives/ Sustainable Banking Practices/ Financial Literacy Programs.
  • Account Opening Procedures for HUFs (Hindu Undivided Families)/ Firms: Partnerships, LLPs, and Sole Proprietorships/ Trusts and Societies/ Government and Public Bodies:: Compliance and 
12.00
Unit III: 
Loans and Business Financing

Case study/ PowerPoint presentation/poster presentation on-

  • Comparative study of Loan procedure and disbursement process of two banks.
  • Exploring Alternative Financing Options for Businesses: Crowdfunding, Angel Investors, etc.

 

12.00
Unit IV: 
Third Party Products

Understanding Third-party Products Offered by Banks./ Innovations in Third-Party Product Distribution Channels/

12.00
Unit V: 
Digitization in Banks and Sustainable Banking
  • Payment Procedure of NEFT/RTGS/IMPS/ECS/Various E-wallets.                        
  • Sustainable Finance and Green Lending Initiatives in Banking
  • The Future of Bank Lending: Artificial Intelligence, Blockchain, and Fintech Innovations

 

Essential Readings: 
  1. P.N. Varshney, Banking Law and Practice, Sultan Chand and Sons, Delhi
  2. B.S. Khubehandani, Practice and Law of Banking, MacMillian India Limited
  3. Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
  4. Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand& Company LTD, New Delhi
  5. ShrivastavaP.K., Banking Law & Practice, Himalaya Publishing House, Bombay.

 

References: 

Suggested  Readings:

  1. Davar S.R., Banking Law & Practice, Vikas Publishing House, Delhi
  2. Shrivastava R.S., Nigam Divya, Management of Indian Financial Institutions” Himalaya Publishing House, New Delhi

3.    TannanM.L., Banking Law and Practice, Indian Law House, Delhi

4.    Bhole, L. M., Financial Markets and Institutions, Tata McGraw Hill, Delhi.

e- Resources:

1.    InflibnetShodhganga: www.shodhganga.inflibnet.ac.in

2.    National Digital Library

3.    World EBook Library

4.    https://www.rbi.org.in

5.    FIIB Business Review- http:// sagepub.com

6.    Vikalpa : http:// sagepub.com

Directory of Open Access Journals

Academic Year: 
2024-2025
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