PRACTICAL ON FINANCIAL INCLUSION

Paper Code: 
SBFS 403
Credits: 
2
Contact Hours: 
30.00
Max. Marks: 
100.00
Objective: 

Learning outcome(at course level)

Teaching and Learning Activity

Assessment Strategies

Upon successful completion of this course, the student will be able to:

  1. Examine various tax deductions and instruments of tax planning.
  2. Design financial goals considering various aspects of financial planning
  3. Draw financial plan by means of allocating resources towards achieving goals in a systematic manner.
  4. Assess various investment schemes.
  5. Critically Evaluate government initiated Financial inclusion schemes.

 

Approach in teaching: Interactive Lectures, Discussion, Tutorials, Practical cases Demonstration, Power point presentation.    

 Learning activities for the students:                              Self learning assignments, Effective questions, Seminar presentation, Live practical problems analysis

Written tests, Presentations, Assignment, Quiz.

 

6.00

Assignment/ discussion on on Personal Income Tax Rates, Personal Income Tax Deductions – Scope of Section 80 C of Income Tax Act, Instruments available for Tax Planning such as Insurance – Life, Medical Insurance, Housing Loan, etc

6.00

Financial Planning by setting goals of customers, Short Term, Long Term and Medium Term Goals such as Vacations, Marriage, Buying a House, Buying a Car, Children’s education, Children’s marriage,Retirement,,etc

6.00

Presentation/discussion of various investment schemes such as Public Provident Fund, Employee Provident Funds, Pension Plans of Insurers, National Pension Scheme.

6.00

Preparation of a financial Plan

6.00

Case studies./ analysis of government initiated Financial inclusion schemes.

Essential Readings: 

• Wayne Winston. , Microsoft Excel 2019 Data Analysis and Business Modeling.
• Dr. N mani, Financial Inclusion in India: Policies and Programme.New Century Publication.
• P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi
• B.S. Khubehandani, Practice and Law of Banking, MacMillian India Limited
• Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
• Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand& Company LTD, New Delhi

References: 

Suggested Readings:
• L.M.Srivastava and Divya Nigam- “ Management of Indian Financial Institutions”, Himalaya Publishing House
• Davar S.R., Banking Law & Practice, Vikas Publishing House, Delhi
• ShrivastavaP.K.,Banking Law & Practice, Himalaya Publishing House, Bombay

e-RESOURCES:
• World Ebook Library
• https://courses.lumenlearning.com/boundless-economics/
• https://censusindia.gov.in/
• https://fincomindia.nic.in/
• http://www.niti.gov.in/
• https://finmin.nic.in/
• https://www.rbi.org.in/
JOURNALS:
• FIIB Business Review- http:// sagepub.com
• Vikalpa : http:// sagepub.com
• Directory of Open Access Journals
• Bankquest, Indian Institute of Banking and Finance
• Journal of Money, Credit and Banking

Academic Year: 
2023-2024
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