PRACTICAL ON FINANCIAL INCLUSION

Paper Code: 
SBFS 403
Credits: 
2
Contact Hours: 
30.00
Max. Marks: 
100.00
Objective: 

The course will enable the students to analyze the challenges banks face in meeting priority sector lending targets and evaluate the opportunities for enhancing financial inclusion through innovative lending strategies, incorporating case studies and real-world examples

Course Outcomes: 

 

 

Course

 

 

Learning outcome (at course level)

Learning  and Teaching Strategies

Assessment Strategies

Course Code

 

 

Course Title

 

SBFS403

 

Practical on Financial Inclusion  (Practical)

 

  1. Evaluate current financial inclusion statistics, analyze rural-urban exclusion factors, assess financial literacy initiatives, and measure their impact on inclusion.
  2. Assess the impact of Fintech on financial inclusion in developing countries and evaluate the effectiveness of micro-insurance and no-frills bank accounts for inclusion.
  3. Critically analyze priority sector lending challenges and opportunities for enhancing financial inclusion with case studies.
  4. Analyze challenges in rural credit provision, propose solutions based on source analysis, and assess current rural credit sources.
  5. Critically Evaluate government-initiated Financial inclusion schemes.
  6. Contribute effectively in course-specific interaction

 

Approach in teaching: Blended Learning, Collaborative approach, Interactive Lectures, Discussion, Group Projects, PowerPoint presentation.

   

Learning activities for the students:

Self-learning assignments, Seminar presentations, Case Study Analysis, Brainstorming activities,

 

Class tests, CA Test,

Semester end examinations, Quiz,

Evaluation of student Presentations,

 

Evaluation of Individual and group projects,

 

Assessment of Project Reports and viva voce.

 

6.00

Assignment/ discussion on on Personal Income Tax Rates, Personal Income Tax Deductions – Scope of Section 80 C of Income Tax Act, Instruments available for Tax Planning such as Insurance – Life, Medical Insurance, Housing Loan, etc

6.00

Financial Planning by setting goals of customers, Short Term, Long Term and Medium Term Goals such as Vacations, Marriage, Buying a House, Buying a Car, Children’s education, Children’s marriage,Retirement,,etc

6.00

Presentation/discussion of various investment schemes such as Public Provident Fund, Employee Provident Funds, Pension Plans of Insurers, National Pension Scheme.

6.00

Preparation of a financial Plan

6.00

Case studies./ analysis of government initiated Financial inclusion schemes.

Essential Readings: 

• Wayne Winston. , Microsoft Excel 2019 Data Analysis and Business Modeling.
• Dr. N mani, Financial Inclusion in India: Policies and Programme.New Century Publication.
• P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi
• B.S. Khubehandani, Practice and Law of Banking, MacMillian India Limited
• Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
• Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand& Company LTD, New Delhi

References: 

Suggested Readings:
• L.M.Srivastava and Divya Nigam- “ Management of Indian Financial Institutions”, Himalaya Publishing House
• Davar S.R., Banking Law & Practice, Vikas Publishing House, Delhi
• ShrivastavaP.K.,Banking Law & Practice, Himalaya Publishing House, Bombay

e-RESOURCES:
• World Ebook Library
• https://courses.lumenlearning.com/boundless-economics/
• https://censusindia.gov.in/
• https://fincomindia.nic.in/
• http://www.niti.gov.in/
• https://finmin.nic.in/
• https://www.rbi.org.in/
JOURNALS:
• FIIB Business Review- http:// sagepub.com
• Vikalpa : http:// sagepub.com
• Directory of Open Access Journals
• Bankquest, Indian Institute of Banking and Finance
• Journal of Money, Credit and Banking

Academic Year: 
2023-2024
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