PRACTICAL ON RETAIL BANKING

Paper Code: 
SBFS 503
Credits: 
4
Contact Hours: 
60.00
Max. Marks: 
100.00
Objective: 

Learning outcome (at course level)

Teaching and Learning Activity

Assessment Strategies

Upon successful completion of this course, the student will be able to:

  1. Classify various retail banking products of public and private sector commercial banks
  2. Compare various retail banks on the basis of asset and liability products.
  3. Develop a comprehensive project report on various documentations in retail banking
  4. Assess the operational details of retail banking products.
  5. Evaluate various retail strategies of banks for selling retail products.

 

Interactive Lectures, Discussion, Tutorials, Reading assignments, White board teaching, case studies

 

 

Written tests, Presentations, Assignment, Quiz.
 

Visit the websites of five different commercial banks (Three Public sector and two private sector banks) and get the details of the various Retail Banking Products offered by them.

Prepare a comprehensive report for each of these banks covering the following:
a) Retail banking product (One asset and one liability product) best suited for the people in different stages of the cycle e.g. a young executive who recently joined the job, A housewife, an elderly lady with no dependents, A retired person, A member of armed forces etc.

Prepare a comprehensive report for each of these banks covering the following:
List various documents to be submitted by the customers for applying for each product. You can obtain sample forms from any of the banks

Explain the operational details for each of the products.

Essential Readings: 

• Agarwal, O.P., Fundamentals of Retail Banking, Himalaya Publishing House, Mumbai.
• Jha, SM, Banking Marketing, Himalaya Publishing House, Mumbai
• Khan, MY, Indian Financial System,Tata McGraw Hill Publishing Company Ltd., New Delhi
• Uppal;, RK,& Bishnupriya N, Modern Banking in India, New Century Publications, New Delhi

References: 

Suggested Readings:
• Guruswamy,S., Banking in the New Millenium, New Century Publications, New Delhi
• Indian Institute of Banking & Finance, Retail Banking, Mumbai .
• Mithani.D.M, Money,Banking,International Trade and Public Finance., Himalayan Publication, New Delhi
• Ghosh, D ., Banking Policy in India, Allied Publications, Delhi.

e-RESOURCES:
• World Ebook Library
• https://courses.lumenlearning.com/boundless-economics/
• https://censusindia.gov.in/
• https://fincomindia.nic.in/
• http://www.niti.gov.in/
• https://finmin.nic.in/
• https://www.rbi.org.in/

JOURNALS:
• FIIB Business Review- http:// sagepub.com
• Vikalpa : http:// sagepub.com
• Directory of Open Access Journals
• Bankquest, Indian Institute of Banking and Finance
• Journal of Money, Credit and Banking

Academic Year: 
2023-2024
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