Project work – Diploma

Paper Code: 
25BIE233
Credits: 
02
Contact Hours: 
30.00
Max. Marks: 
100.00
Objective: 

This course will enable students to develop practical skills and understanding of banking, mutual funds, and insurance through project work and case studies.

Course Outcomes: 

 

Course outcome (at course level)

Learning and teaching strategies

Assessment Strategies

Course

Code

Course title

 

 

 

 

 

 

 

 

 

 

25BIE223

 

 

 

 

 

 

 

Project work – Diploma (Practical)

On completion of this course, the students will be able to

  1. Analyze the structure, key products, and market positioning of an insurance company to assess its role in financial security.
  2. Evaluate NAV calculations & premium computation methods and policy provisions to understand pricing strategies and policyholder benefits.
  3. Assess IRDA regulations and claim settlement processes to ensure compliance and effective risk management in insurance.
  4. Compare various mutual fund products and evaluate their performance metrics to develop informed investment strategies.
  5. xamine mutual fund distribution models and investor protection measures to ensure ethical sales practices and regulatory adherence.
  6. Contribute effectively in course specific interaction.

Approach                       in

 

Learning activities for the students: Role- Playing Exercises, Online Banking Simulation, Case Analysis, Insurance Policy Analysis, Product Comparison Projects.

Class test, Semester end examinations, Quiz, Solving problems in tutorials, Assignments, Presentation, Individual and group projects

 

6.00
Unit I: 
Case study/Exercise/project work :

Insurance Industry Analysis
• Conduct a case study on an insurance company, analyzing its structure, key products, and market position.
• Evaluate the application of insurance principles and risk management strategies.

6.00
Unit II: 
Case study/Exercise/project

Premium Calculation and Policy Structuring
• Calculate premiums using different methods (Net, Gross, Level Premium Plans).
• Examine real-life insurance policies for premium determinants, lapse, revival, and nomination processes.
• NAV calculations in mutual fund.

6.00
Unit III: 
Case study/Exercise/project

Regulatory Compliance and Claims Settlement
• Analyze the role of IRDA and insurance contracts in compliance and governance.
• Conduct a case study on real-world insurance claims (death claims, maturity claims).

6.00
Unit IV: 
Case study/Exercise/project

Mutual Fund Product Analysis
• Research and compare various mutual fund products (Equity, Debt, Gold ETFs, SIP, SWP, STP).
• Evaluate fund performance based on NAV computation, expense ratio, and portfolio turnover.

6.00
Unit V: 
Case study/Exercise/project

Mutual Fund Distribution and Investor Protection
• Study the process of New Fund Offers (NFOs) and distribution channels.
• Assess investor rights, AMFI guidelines, and SEBI regulations on risk disclosures.

Essential Readings: 

• National Stock Exchange of India Ltd, Mutual Fund Basic and Advisors Module.
• Pathak Bharti V., Indian Financial System, Pearson Education, New Delhi.
• Practice and law of banking, Macmillian(India)limited, New Delhi

References: 

Suggested Readings:
• O.P, Agarwal, Banking and Insurance, , Himalaya Publishing House
• Kothari, Mukesh Jain, Risk management in Insurance, RBD publications
E-Resources
• ICSI MODULE
https://www.icsi.edu/media/webmodules/publications/9.1%20Banking%20Law%20- Professional.pdf \
• Vmou study material: http://assets.vmou.ac.in/CBIL01.pdf
• Insurance Institute of India (III) Newsletters
• IRDAI's Handbook on Indian Insurance Statistics
• Mutual fund products and services, Indian institute of banking and finance

JOURNALS:
• Indian journal of Finance and banking : https://www.cribfb.com/journal/index.php/ijfb
• Economic and Political Weekly, www.epw.in
• Indian Journal of Finance.

Academic Year: 
2025-2026
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