To acquaint the students with the fundamental of Banking. And to enrich them with the knowledge of structure and operations of Indian Financial System.
Financial Institutions — meaning, characteristics, importance, types of financial institutions: money market and capital market.
Regulatory Financial institutions – Structure and Functions of SEBI, NABARD and RBI
Management of cooperative Banks: feature of cooperative banks, cooperative vs. commercial banks, structure of cooperative bank
Management of Loans in Commercial Banks: Factors influencing loan policy in banks. Contents of Bank Loan policy.
Management of investment account in commercial banks: nature of investment account, Fundamental principles of security investment
Asset –Liability management in Commercial banks : Concept, Objectives, Functions and Process of ALM: types of risk- credit risk, interest rate risk, liquidity risk, market rate risk, management of Risk
Management of Non-Performing assets in commercial Banks-classification of NPA, Causes of NPA, Management of NPA: Lok adalats, Debt recovery tribunals, Corporate debt Restructuring, CIBIL,Insolvency Act main provisions.
Management of capital market institutions- NBFC: Significance, types and regulatory norms
LIC,UTI, IFCI, IDBI : Management and functions
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• Khubchandani B.S., Practice and Law of Banking, MacMillian India Limited, New Delhi
• Bhole, L. M., Financial Markets and Institutions, Tata McGraw Hill, Delhi.
• Ghosh, D ., Banking Policy in India, Allied Publications, Delhi.
• Khan, M.Y., Indian Financial System, Tata McGraw Hill, Delhi.
• Varshney, P.N., Indian Financial System, Sultan Chand & Sons, New Delhi.
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• Bhalla V.K.-“Financial Markets &Services” Anmol Publications, Delhi
• Srivastava R.M.-“Management of Indian Financial Institutions”Himalaya Publication, New Delhi
• Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
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