Management of Financial Institutions

Paper Code: 
FSG 516
Credits: 
3
Contact Hours: 
45.00
Max. Marks: 
100.00
Objective: 

To acquaint the students with the fundamental of Banking. And to enrich them with the knowledge of structure and operations of Indian Financial System.

7.00
Unit I: 

Financial Institutions — meaning, characteristics, importance, types of financial institutions: money market and capital market.
Regulatory Financial institutions – Structure and Functions of SEBI, NABARD and RBI

9.00
Unit II: 

Management of cooperative Banks: feature of cooperative banks, cooperative vs. commercial banks, structure of cooperative bank

Management of Loans in Commercial Banks: Factors influencing loan policy in banks. Contents of Bank Loan policy.

10.00
Unit III: 

Management of investment account in commercial banks: nature of investment account, Fundamental principles of security investment

Asset –Liability management in Commercial banks : Concept, Objectives, Functions and Process of ALM: types of risk- credit risk, interest rate risk, liquidity risk, market rate risk, management of Risk

9.00
Unit IV: 

Management of Non-Performing assets in commercial Banks-classification of NPA, Causes of NPA, Management of NPA: Lok adalats, Debt recovery tribunals, Corporate debt Restructuring, CIBIL,Insolvency Act main provisions.

9.00
Unit V: 

Management of capital market institutions- NBFC: Significance, types  and regulatory norms

 LIC,UTI, IFCI, IDBI : Management and functions

Essential Readings: 

• Varshney P.N., Banking law and Practice, Sultan chand and Sons, Delhi
• Khubchandani B.S., Practice and Law of Banking, MacMillian India Limited, New Delhi

References: 

• Bhole, L. M., Financial Markets and Institutions, Tata McGraw Hill, Delhi.
• Ghosh, D ., Banking Policy in India, Allied Publications, Delhi.
• Khan, M.Y., Indian Financial System, Tata McGraw Hill, Delhi.
• Varshney, P.N., Indian Financial System, Sultan Chand & Sons, New Delhi.
• Averbach, Robert D .,Money, Banking and Financial Markets; Macmillan, London.
• Srivastava R.M.,Management of Indian Financial Institution; Himalaya Publishing House, Mumbai.
• Tannan M.L.,Banking Law and Practice, Indian Law House, Delhi
• Bhalla V.K.-“Financial Markets &Services” Anmol Publications, Delhi
• Srivastava R.M.-“Management of Indian Financial Institutions”Himalaya Publication, New Delhi
• Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
• Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand & Company LTD, New Delhi

Academic Year: