Paper III : Management of Financial Institutions

Paper Code: 
FSG 143
Credits: 
4
Contact Hours: 
60.00
Max. Marks: 
100.00
Objective: 

The students would be able to acquire knowledge related to functions associated with banking and banking services and technology.

12.00
Unit I: 
Financial Institutions in India-

Genesis of Financial Institutions in India. Mission and Objectives of Financial Institutions in India. Performance, Provision of Assistance by Financial Institutions. Strength and challenges.

12.00
Unit II: 
Management of deposits-

A Marketing Approach- Concept of Bank Marketing. Formulating Marketing Strategies for a Commercial Bank. Marketing Strategic Decisions. Implementing Marketing Strategy.

12.00
Unit III: 
Management of Loans in Commercial Banks-

Characteristics of commercial Banks Loans in India. Formulating Loan Policy in a commercial Bank. Contents of Bank Loan policy. Organizing of Bank Lending.

12.00
Unit IV: 
Asset –Liability Management in commercial Banks

Concept, Objectives, Functions and Process of ALM.. Management of Risk, Utility of ALM for Commercial Banks.

12.00
Unit V: 
Management of Non-Performing assets in commercial Banks-

NPAs in Indian Commercial Banks. Impact of Priority Sector Advances on NPAs. Factors for the NPAs in Commercial Banks. Steps taken by RBI for containing NPAs.

Essential Readings: 

1. P.N. Varshney, Banking law and Practice, Sultan chand and Sons, Delhi
2. B.S. Khubehandani, Practice and Law of Banking, MacMillian India Limited
3. Jain, Khanna, Tiwari, “ Banking and Public Finance” V.K India Enterprises, New Delhi.
4. Natarajan S, Parameshwaran R, “ Indian Banking” S.Chand & Company LTD, New Delhi
5. R.M.Srivastava and Divya Nigam- “ Management of Indian Financial Institutions”, , Himalaya Publishing House

References: 

6. Davar S.R., Banking Law & Practice, Vikas Publishing House, Delhi

Academic Year: 
2020-2021
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