Wealth Management

Introduction of Wealth Management-concept of wealth management,
• Need, features, advantages and limitations of Wealth Management.
Wealth Management & the Economy- Financial planning to wealth management,
• Economic cycles and Indicators.
• Wealth management and impact of interest rate, currency exchange rate & the deficit.

Investment & Risk Management of Equity- Active and Passive Exposure,
• Returns from passive exposure to S&P CNX Nifty,
• Sector Exposure and Diversification,
• overview of Fundamental and Technical Analysis ,
• Fundamental Valuation Approaches,
• Investment and Speculation, Leveraging.
Investment & Risk Management Debt - Role of Debt,
• Deposits and Debt Securities ,
• Valuation of Debt Securities,
• Yields and Interest Rate Risk ,
• Interest Rate and Debt Investments,
• Credit Exposure and Debt Investments,
• Concentration Risk, Passive Investments in Debt.
• Primary market for debt Securities- Issuance of G-Secs and Corporate Bonds; Secondary Market for Debt Securities.
• Investment & Risk Management of Alternate Assets -Gold and Real Estate

Investment product and Services-Derivative,
• Mutual Fund ,
• Venture Capital / Private Equity Funds
• Hedge Funds ,
• Structured Products ,
• Portfolio Management Services (PMS)
• Risk Management through Insurance- Risk Assessment, Life Insurance, Health Insurance,General Insurance, Safeguards in Insurance

Investment Evaluation Framework- Risk-Return Framework,
• Measuring Risk- estimation of Standard Deviation and Beta
• Risk Adjusted Returns- Sharpe Ratio , Treynor Ratio , Alpha
• Risk Profiling & Asset Allocation- Risk Profiling, Need of Asset Allocation, Strategic Asset Allocation, Tactical Asset Allocation, Fixed Asset Allocation, Flexible Asset Allocation.
• Asset Allocation Returns in Equity, Debt and Gold
(i). Fixed Asset Allocation with Annual Re-balancing
(ii). Flexible Asset Allocation
• Allocation to Speculation, Diversification in Perspective

Financial Planning- Role of Financial Planner,
• Importance of financial planning,
• Financial Planning Process,
• Contract and Documentation,
• Life Cycle and Wealth cycle,
• Risk Profiling and Asset Allocation,
• Systematic Approach to Investing (SIP, SWP,STP),
• Financial Plan, Financial Blood-Test Report (FBR).
• Financial Planning in India.
• Financial Planning Aspects-Role of Equity in Retirement planning,
• Leveraged investment in IPOs,
• generating regular Income, and Funding Education needs,
• Loan Against Investment Products,
• Liquidity of Investment Portfolio. Maximizing Post tax returns.